XRP Ledger Stablecoin Volume Hits $4.32B as XRP Faces 2% Odds of $5 in 2026

• XRP price faces a tough outlook as Polymarket gives XRP just a 2% chance of reaching $5 in 2026
• XRPL stablecoin transfer volume climbed 10% to $4.32B, while holders jumped 36.7% to 82,110
• RLUSD dominates XRPL stablecoins with an $898.9M market cap, despite the network’s overall stablecoin growth

The XRP Ledger is seeing stronger stablecoin activity despite the XRP token price’s slow price performance this year. At the same time, the data shows that the stablecoin transfer volume on the XRP Ledger has hit $4.32B in the last 30 days. Adding more to this, the number of stablecoin holders on the network has also jumped by 36.7%.

In addition to this, the narrative is, however, being eclipsed by the ominous XRP price predictions on prediction markets. Per the BSCN market update, Polymarket traders believe that there is a meager 2% chance that the XRP price may hit $5 in 2026.

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XRP Ledger Stablecoin Activity Picks Up

As per the data cited by RWA.xyz by The Crypto Basic, the XRP Ledger stablecoin transfer volume has increased 10% over the last 30 days to $4.32B. The data later adds how the stablecoin holder count on XRPL has also jumped 36.7% to 82,110.

The growth above is indicative of how XRPL is constantly expanding even though its token has been having a hard time recovering. The network’s stablecoin market cap data, however, tells a different story. The market cap stood at $954.79M after declining 3.07% over the same period. Ripple’s RLUSD accounted for $898.9M of the figure above, giving it a dominant share of the XRPL stablecoin market.

This roughly means that the rise in transfer activity is not simply being driven by a larger stablecoin supply. Users appear to be making greater use of the liquidity already available on the network.

XRP Price Faces a Rough Test Ahead

The XRP price has recently remained close to the $1 price level. There have been times when the asset has fallen below the $1 price level but has reclaimed its spot again.

This volatile phase is now quite evident as Polymarket traders have started to speculate on the asset. Prediction markets show that XRP has a 2% chance of hitting the $5 price mark in 2026. At the same time, nearly 13% believe the XRP price may fall below $0.80 in 2026.

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What’s Next for XRP Price?

The key question is whether the growing XRPL activity can eventually bolster the demand for XRP. Stablecoin adoption, RLUSD growth, and continued development of tokenized assets could deliver a stronger foundation for the XRP price to build upon. However, strong network activity alone may not be enough for the XRP price to bounce again. XRP needs sustained buying pressure and a decisive break above multiple key resistance levels to eventually hit the $5 price mark.

Per CoinCodex XRP Stats, its model currently projects XRP above $5 by 2040. However, markets are always subject to change, and hence, discretion is advised before making any investment-related decisions.

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