SBI Cards and Payment Services Limited
SBICARD
Rank in Stocks
#3060
SBI Cards and Payment Services Limited functions as a non-banking financial... SBI Cards and Payment Services Limited functions as a non-banking financial company primarily focused on providing credit card services to both retail consumers and corporate clients throughout India. Beyond its core card issuance, the company also acts as a corporate insurance agent, facilitating the sale of insurance policies specifically to its credit card customers. Its extensive product portfolio includes corporate cards, central travel cards, utility cards, corporate purchase cards, and virtual cards. Founded in 1998, the firm maintains its headquarters in Gurugram, India, and operates as a subsidiary of the State Bank of India.
Share Price
$6.27
Market Cap
$5.96B
Change (1 day)
0.78%
Change (1 year)
-40.49%
Country
IN
Trade SBI Cards and Payment Services Limited (SBICARD)
Category
Financial Services
Operating Margin for SBI Cards and Payment Services Limited (SBICARD)
Operating Margin as of October 2026 TTM: 31.19%
According to SBI Cards and Payment Services Limited latest financial reports and stock price the company's current Operating Margin (TTM) is 31.19%. At the end of 2024 the company had an Operating Margin of 34.56%.
Operating Margin history for SBI Cards and Payment Services Limited from 2013 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 31.19% | 110.89% |
| 2025 | 14.79% | -57.20% |
| 2024 | 34.56% | -27.68% |
| 2023 | 47.79% | 63.27% |
| 2022 | 29.27% | 16.29% |
| 2021 | 25.17% | 13.38% |
| 2020 | 22.20% | 6.47% |
| 2019 | 20.85% | -41.81% |
| 2018 | 35.83% | -8.20% |
| 2017 | 39.03% | 10.29% |
| 2016 | 35.39% | 59.77% |
| 2015 | 22.15% | -25.72% |
| 2014 | 29.82% | 52.92% |
| 2013 | 19.50% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 60.68% | -98.05% |
US
|
|
| 58.81% | -98.11% |
US
|
|
| 27.18% | -99.13% |
US
|
|
| 21.02% | -99.33% |
US
|
|
| 37.46% | -98.80% |
IN
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.