Oracle Taps SWIFT Blockchain for Tokenized Deposits, Can It Turn Around ORCL Stock?

Publish: Sep 29, 2026 · 13:35 UTC

Oracle Stock is in focus as the company expands through SWIFT blockchain and tokenized deposits, while the ORCL stock outlook remains tied to AI spending and financing costs and the oracle price target stays above current levels
Oracle’s SWIFT integration will connect tokenized deposit systems with existing cross-bank payment infrastructure, giving the company another potential blockchain and digital-asset growth area
ORCL remains under pressure from the costs associated with its AI infrastructure expansion

Oracle stock has been witnessing steep lows as of late. However, in a new fresh attempt, the company is now moving into the blockchain payments arena, tapping SWIFT into the process. Per the latest company announcement, Oracle has now unveiled a new integration with SWIFT, enabling institutions to connect their tokenized deposit systems to SWIFT’s cross-bank payment networks. This move has been announced at a time when the Oracle stock has been down 30% YTD, amid concerns over its rising AI infrastructure spending and financing costs. Can this development help ORCL stock turn its fortunes around?

Also Read: Citi, Coinbase Expand Stablecoin Payments as Fed Proposes Rules, Holder Addresses Hit 305M

Oracle Expands Into Tokenized Deposits

The new deal gives Oracle a bigger role to play in the tokenized deposits domain. The firm is now ramping up efforts to increase its presence in the tokenized payments domain. Its recent integration with SWIFT is intended to allow tokenized deposits to connect with existing ISO 20022 payment systems. This will further enable banks to use digital assets without completely replacing their current payment infrastructure.

“Oracle is integrating with Swift’s blockchain ledger to help financial institutions participate in payment flows orchestrated through it and help financial institutions use their own tokenized deposit infrastructures across institutions. Through the integration, financial institutions can extend existing payment services with interoperable tokenized deposits and manage traditional and digital asset payment flows through a unified operating model, helping deliver more seamless, always-on payment experiences to clients.”

SWIFT Ledger on the other hand has been designed to coordinate payment systems between banks. The tokenized deposits would remain on banks systems, with SWIFT helping in coordinating transactions between institutions.

⚡️NEW: Oracle just landed a MAJOR blockchain integration with SWIFT.

Oracle is integrating with SWIFT’s blockchain ledger, allowing banks to move tokenized deposits across institutions while keeping existing payment rails in place, per FT.$ORCL is down about 30% YTD, closing… pic.twitter.com/xXXiqP4pbV
— Coin Bureau (@coinbureau) September 28, 2026

For Oracle, this development has added another potential growth area in its blockchain and digital asset infrastructure, particularly around tokenized deposits and blockchain-based payment infrastructure.

Can This Move Help Oracle Stock Recover?

Oracle stock has been under the water for a while now. The company has been facing scrutiny over its exuberant AI spending narratives, which has ultimately weighed heavily on its stock. Oracle shares closed at $132.60 on September 28, down 3.28% during the session.

“$ORCL is down about 30% YTD, closing near $137 on September 25, even after beating adjusted EPS estimates in both fiscal Q4 and Q1. The main PRESSURE has come from the cost of its massive AI data center buildout. That includes Project Jupiter, where Oracle is covering energy costs and debt expenses tied to roughly $18 BILLION in loans. Now, Oracle is adding another enterprise growth area through tokenized deposits, blockchain infrastructure and always-on cross-bank payments. Wall Street’s mean target for the company’s stock remains near $238, roughly 74% ABOVE the September 25th close. Can this new growth push help ORCL’s RECOVERY after months of pressure?”

The SWIFT integration gives Oracle another potential growth area. But it is too early to comment on whether this integration will prove beneficial for the stock or not.

In addition to this, Wall Street’s Oracle price target remains on the higher end. Per TipRanks, Oracle’s average 12-month price target was recently reported at $254.32.