World Acceptance Corporation
WRLD
Rank in Stocks
#10568
World Acceptance Corporation (WRLD) functions as a consumer finance provider,... World Acceptance Corporation (WRLD) functions as a consumer finance provider, specializing in offering small-dollar loans. The company's product portfolio includes various installment loan types, ranging from short-term, modest sums to larger, medium-term credit facilities. Beyond direct lending, it furnishes a suite of complementary products and services. These encompass the sale of credit insurance—such as life, accident and health, property, auto, unemployment, and accidental death and dismemberment policies—marketed in conjunction with its loan offerings. Additionally, World Acceptance Corporation provides automobile club memberships to its borrowers and supports clients with income tax preparation and electronic filing services. Its primary demographic comprises individuals who encounter difficulties accessing credit through traditional channels like banks, credit unions, or larger financial institutions. Founded in 1962 and headquartered in Greenville, South Carolina, the corporation operated a network of 1,167 branches across seventeen U.S. states (Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin) as of March 31, 2022.
Share Price
$145.40
Last synced: 2026-11-09
Market Cap
$677.62M
Change (1 day)
-2.47%
Change (1 year)
7.76%
Country
Stock data: Financial Modeling Prep·Updated ·Not investment advice·How we calculate this
Trade World Acceptance Corporation (WRLD)
Category
Financial Services
Operating Margin for World Acceptance Corporation (WRLD)
Operating Margin as of November 2026 TTM: 12.77%
According to World Acceptance Corporation's latest financial reports, its current operating margin (TTM) is 12.77%. At the end of 2025 the company had an operating margin of 28.06%.
Operating Margin history for World Acceptance Corporation from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 12.77% | -54.49% |
| 2025 | 28.06% | 61.82% |
| 2024 | 17.34% | 294.09% |
| 2023 | 4.40% | -60.75% |
| 2022 | 11.21% | -46.87% |
| 2021 | 21.10% | 256.42% |
| 2020 | 5.92% | -64.14% |
| 2019 | 16.51% | -14.32% |
| 2018 | 19.27% | -10.75% |
| 2017 | 21.59% | -12.70% |
| 2016 | 24.73% | -14.28% |
| 2015 | 28.85% | 1.55% |
| 2014 | 28.41% | -3.69% |
| 2013 | 29.50% | -0.34% |
| 2012 | 29.60% | 1.54% |
| 2011 | 29.15% | 7.52% |
| 2010 | 27.11% | 16.10% |
| 2009 | 23.35% | -7.89% |
| 2008 | 25.35% | -3.98% |
| 2007 | 26.40% | 4.27% |
| 2006 | 25.32% | -0.90% |
| 2005 | 25.55% | 0.79% |
| 2004 | 25.35% | 10.07% |
| 2003 | 23.03% | 4.73% |
| 2002 | 21.99% | 9.24% |
| 2001 | 20.13% | -2.47% |
| 2000 | 20.64% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 61.24% | -95.20% |
US
|
|
| 58.76% | -95.40% |
US
|
|
| 27.55% | -97.84% |
US
|
|
| 21.12% | -98.35% |
US
|
|
| 39.84% | -96.88% |
IN
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about World Acceptance Corporation's operating margin
What is World Acceptance Corporation's operating margin?
World Acceptance Corporation's operating margin is 12.77%, as of Nov 2026.
What was World Acceptance Corporation's operating margin in 2025?
In 2025, World Acceptance Corporation's operating margin was 28.06%, compared with 17.34% in 2024.
How has World Acceptance Corporation's operating margin changed since 2020?
From 2020 to 2025, World Acceptance Corporation's operating margin was highest in 2025 (28.06%) and lowest in 2023 (4.40%).
How does World Acceptance Corporation's operating margin compare with similar companies?
World Acceptance Corporation's operating margin (12.77%) is lower than that of all 5 similar companies listed above. The highest among them is Visa Inc., with 61.24%.