Universal Insurance Holdings, Inc.
UVE
Rank in Stocks
#7613
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as... Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
Share Price
$46.47
Last synced: 2026-11-09
Market Cap
$1.29B
Change (1 day)
-0.60%
Change (1 year)
32.85%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for Universal Insurance Holdings, Inc. (UVE)
Operating Margin as of November 2026 TTM: 18.77%
According to Universal Insurance Holdings, Inc.'s latest financial reports, its current operating margin (TTM) is 18.77%. At the end of 2025 the company had an operating margin of 15.23%.
Operating Margin history for Universal Insurance Holdings, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 18.77% | 23.24% |
| 2025 | 15.23% | 173.92% |
| 2024 | 5.56% | -12.44% |
| 2023 | 6.35% | -384.75% |
| 2022 | -2.23% | -188.14% |
| 2021 | 2.53% | 11.95% |
| 2020 | 2.26% | -66.57% |
| 2019 | 6.76% | -63.58% |
| 2018 | 18.56% | -18.13% |
| 2017 | 22.67% | -4.63% |
| 2016 | 23.77% | -25.77% |
| 2015 | 32.02% | -7.35% |
| 2014 | 34.56% | 3.50% |
| 2013 | 33.39% | 71.49% |
| 2012 | 19.47% | 30.41% |
| 2011 | 14.93% | -42.49% |
| 2010 | 25.96% | 18.43% |
| 2009 | 21.92% | -39.33% |
| 2008 | 36.13% | -23.94% |
| 2007 | 47.50% | 15.80% |
| 2006 | 41.02% | 33.27% |
| 2005 | 30.78% | -1,047.08% |
| 2004 | -3.25% | -25.12% |
| 2003 | -4.34% | -663.64% |
| 2002 | 0.77% | -97.81% |
| 2001 | 35.18% | 20.36% |
| 2000 | 29.23% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 17.14% | -99.09% |
CH
|
|
| 16.02% | -99.15% |
US
|
|
| 14.39% | -99.23% |
JP
|
|
| 21.65% | -98.85% |
US
|
|
| 24.83% | -98.68% |
US
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Universal Insurance Holdings, Inc.'s operating margin
What is Universal Insurance Holdings, Inc.'s operating margin?
Universal Insurance Holdings, Inc.'s operating margin is 18.77%, as of Nov 2026.
What was Universal Insurance Holdings, Inc.'s operating margin in 2025?
In 2025, Universal Insurance Holdings, Inc.'s operating margin was 15.23%, compared with 5.56% in 2024.
How has Universal Insurance Holdings, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Universal Insurance Holdings, Inc.'s operating margin was highest in 2025 (15.23%) and lowest in 2022 (-2.23%).
How does Universal Insurance Holdings, Inc.'s operating margin compare with similar companies?
Universal Insurance Holdings, Inc.'s operating margin (18.77%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is The Allstate Corporation, with 24.83%.