Third Century Bancorp
TDCB
Rank in Stocks
#26808
Third Century Bancorp serves as the parent entity for Mutual Savings Bank,... Third Century Bancorp serves as the parent entity for Mutual Savings Bank, which delivers a comprehensive suite of financial products and services to individual consumers and corporate clients across Johnson County and its neighboring areas. Its deposit offerings span checking, savings, NOW, and individual retirement accounts, in addition to certificates of deposit, demand, and money market accounts. On the lending side, the bank provides consumer financing for home renovations, property and land acquisition, new and used vehicles, and unsecured personal needs, alongside home equity solutions. For businesses, it extends commercial real estate loans covering owner-occupied and investment properties, construction projects, land development, and multi-family units. Additionally, commercial and industrial financing encompasses working capital facilities, equipment and vehicle loans, and revolving lines of credit. Mortgage loans are also part of its portfolio. Beyond core banking, the institution furnishes treasury management solutions including remote deposit capture, wire transfers, ACH origination, and merchant services. Further offerings consist of trust services, safe deposit boxes, debit and credit cards, and convenient access through online, mobile, and ATM banking. Established in 1890, Third Century Bancorp maintains its headquarters in Franklin, Indiana.
Share Price
$15.49
Last synced: 2026-11-09
Market Cap
$18.22M
Change (1 day)
-1.34%
Change (1 year)
64.79%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Third Century Bancorp (TDCB)
Category
Financial Services
Operating Margin for Third Century Bancorp (TDCB)
Operating Margin as of November 2026 TTM: 15.03%
According to Third Century Bancorp's latest financial reports, its current operating margin (TTM) is 15.03%. At the end of 2025 the company had an operating margin of 11.30%.
Operating Margin history for Third Century Bancorp from 2004 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 15.03% | 33.01% |
| 2025 | 11.30% | 45.43% |
| 2024 | 7.77% | 25.93% |
| 2023 | 6.17% | -69.84% |
| 2022 | 20.46% | -20.42% |
| 2021 | 25.71% | 26.84% |
| 2020 | 20.27% | 35.22% |
| 2019 | 14.99% | 72.50% |
| 2006 | 8.69% | -24.57% |
| 2005 | 11.52% | -22.79% |
| 2004 | 14.92% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -96.39% |
CN
|
|
| 57.52% | -96.17% |
IT
|
|
| 21.82% | -98.55% |
IN
|
|
| 26.74% | -98.22% |
IN
|
|
| 20.55% | -98.63% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Third Century Bancorp's operating margin
What is Third Century Bancorp's operating margin?
Third Century Bancorp's operating margin is 15.03%, as of Nov 2026.
What was Third Century Bancorp's operating margin in 2025?
In 2025, Third Century Bancorp's operating margin was 11.30%, compared with 7.77% in 2024.
How has Third Century Bancorp's operating margin changed since 2020?
From 2020 to 2025, Third Century Bancorp's operating margin was highest in 2021 (25.71%) and lowest in 2023 (6.17%).
How does Third Century Bancorp's operating margin compare with similar companies?
Third Century Bancorp's operating margin (15.03%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.