South Plains Financial, Inc.
SPFI
Rank in Stocks
#9654
South Plains Financial, Inc. functions as the parent entity for City Bank,... South Plains Financial, Inc. functions as the parent entity for City Bank, providing a comprehensive suite of commercial and consumer financial services to both individuals and small to mid-sized businesses. Its operations are structured around two core divisions: Banking and Insurance. The company offers a variety of deposit options, such as checking accounts, interest-bearing accounts, savings, and certificates of deposit (CDs). Their lending portfolio is extensive, encompassing commercial real estate, a broad spectrum of specialized commercial loans (including those for agriculture, energy, finance, investment, insurance, retail, and construction), residential construction, mortgages for 1-4 family homes, and consumer loans for vehicles or other personal needs. Additional offerings include crop insurance, trust and investment management, mortgage banking, convenient online and mobile banking platforms, and debit and credit card services. The company maintains a physical presence through 25 full-service bank branches and 15 loan production offices spread across Texas and Eastern New Mexico. Established in 1941, South Plains Financial, Inc. maintains its headquarters in Lubbock, Texas.
Share Price
$43.08
Last synced: 2026-11-09
Market Cap
$811.59M
Change (1 day)
1.48%
Change (1 year)
13.94%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade South Plains Financial, Inc. (SPFI)
Category
Financial Services
Operating Margin for South Plains Financial, Inc. (SPFI)
Operating Margin as of November 2026 TTM: 27.59%
According to South Plains Financial, Inc.'s latest financial reports, its current operating margin (TTM) is 27.59%. At the end of 2025 the company had an operating margin of 24.95%.
Operating Margin history for South Plains Financial, Inc. from 2017 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 27.59% | 10.58% |
| 2025 | 24.95% | 11.58% |
| 2024 | 22.36% | -30.04% |
| 2023 | 31.96% | 1.33% |
| 2022 | 31.54% | -1.87% |
| 2021 | 32.14% | 33.75% |
| 2020 | 24.03% | 21.92% |
| 2019 | 19.71% | 30.01% |
| 2018 | 15.16% | -4.53% |
| 2017 | 15.88% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.03% |
CN
|
|
| 57.52% | -97.92% |
IT
|
|
| 21.82% | -99.21% |
IN
|
|
| 26.74% | -99.03% |
IN
|
|
| 20.55% | -99.26% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about South Plains Financial, Inc.'s operating margin
What is South Plains Financial, Inc.'s operating margin?
South Plains Financial, Inc.'s operating margin is 27.59%, as of Nov 2026.
What was South Plains Financial, Inc.'s operating margin in 2025?
In 2025, South Plains Financial, Inc.'s operating margin was 24.95%, compared with 22.36% in 2024.
How has South Plains Financial, Inc.'s operating margin changed since 2020?
From 2020 to 2025, South Plains Financial, Inc.'s operating margin was highest in 2021 (32.14%) and lowest in 2024 (22.36%).
How does South Plains Financial, Inc.'s operating margin compare with similar companies?
South Plains Financial, Inc.'s operating margin (27.59%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.