Santam Ltd
SNT
Rank in Stocks
#4411
Santam Ltd, operating with its subsidiaries, provides a comprehensive range of... Santam Ltd, operating with its subsidiaries, provides a comprehensive range of general insurance products across South Africa, the broader African continent, Southeast Asia, India, the Middle East, and various international markets. Its extensive product portfolio includes personal insurance for vehicles, buildings, home contents, drones, executives, and watercraft, complemented by smartpark and SOS services. For commercial clients, it offers insurance tailored for businesses, guesthouses, tourism, leisure, and entertainment sectors. Additionally, Santam provides specialist insurance categories such as aviation, cell captive, corporate property, court bonds, engineering, heavy haulage, the hospitality industry, liability, marine, private client, seamless products, structured solutions, travel, taxi services, and real estate. Its agricultural insurance covers assets, crops, and fire risks. Beyond insurance, the company also participates in investment and reinsurance. Founded in 1918 and headquartered in Bellville, South Africa, Santam Ltd operates as a subsidiary of Sanlam Ltd.
Share Price
$29.93
Last synced: 2026-11-09
Market Cap
$3.27B
Change (1 day)
1.78%
Change (1 year)
17.63%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Santam Ltd (SNT)
Category
Financial Services
Operating Margin for Santam Ltd (SNT)
Operating Margin as of November 2026 TTM: 13.33%
According to Santam Ltd's latest financial reports, its current operating margin (TTM) is 13.33%. At the end of 2025 the company had an operating margin of 12.79%.
Operating Margin history for Santam Ltd from 2002 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 13.33% | 4.22% |
| 2025 | 12.79% | 7.75% |
| 2024 | 11.87% | 18.11% |
| 2023 | 10.05% | -9.87% |
| 2022 | 11.15% | -6.14% |
| 2021 | 11.88% | 80.82% |
| 2020 | 6.57% | 34.63% |
| 2019 | 4.88% | -65.95% |
| 2018 | 14.33% | 42.30% |
| 2017 | 10.07% | 13.40% |
| 2016 | 8.88% | -44.29% |
| 2015 | 15.94% | 32.83% |
| 2014 | 12.00% | 44.93% |
| 2013 | 8.28% | -17.61% |
| 2012 | 10.05% | -19.79% |
| 2011 | 12.53% | -25.37% |
| 2010 | 16.79% | 47.02% |
| 2009 | 11.42% | 50.86% |
| 2008 | 7.57% | -43.84% |
| 2007 | 13.48% | -40.93% |
| 2006 | 22.82% | 94.71% |
| 2005 | 11.72% | -56.01% |
| 2004 | 26.64% | 62.44% |
| 2003 | 16.40% | 120.43% |
| 2002 | 7.44% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 9.86% | -99.26% |
US
|
|
| 13.04% | -99.02% |
US
|
|
| 12.00% | -99.10% |
US
|
|
| 62.02% | -95.35% |
BM
|
|
| 75.37% | -94.35% |
US
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Santam Ltd's operating margin
What is Santam Ltd's operating margin?
Santam Ltd's operating margin is 13.33%, as of Nov 2026.
What was Santam Ltd's operating margin in 2025?
In 2025, Santam Ltd's operating margin was 12.79%, compared with 11.87% in 2024.
How has Santam Ltd's operating margin changed since 2020?
From 2020 to 2025, Santam Ltd's operating margin was highest in 2025 (12.79%) and lowest in 2020 (6.57%).
How does Santam Ltd's operating margin compare with similar companies?
Santam Ltd's operating margin (13.33%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is MGIC Investment Corporation, with 75.37%.