Republic Bancorp, Inc.
RBCAA
Rank in Stocks
#6740
Republic Bancorp, Inc., a financial holding company established in Louisville,... Republic Bancorp, Inc., a financial holding company established in Louisville, Kentucky in 1974, provides a comprehensive suite of banking products and services throughout the United States. Its operations are strategically divided into five segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The institution accepts a variety of deposits, including demand, money market, savings, individual retirement accounts, and various types of certificates of deposit. Its lending portfolio is extensive, featuring residential and commercial real estate loans, construction and land development financing, home improvement and equity loans, as well as secured and unsecured personal loans and aircraft financing. Beyond core banking, Republic Bancorp also offers credit cards, title insurance, and an array of sophisticated services such as memory banking, private banking, lockbox processing, remote deposit capture, and robust online and mobile banking solutions for businesses. Specialized services include providing short-term and revolving credit facilities for mortgage bankers, facilitating the processing and payment of federal and state tax refunds through partnerships with tax preparers and software companies, and distributing general purpose reloadable prepaid cards via third-party providers. Additionally, the company delivers consumer credit products and property and casualty insurance. As of January 28, 2022, Republic Bancorp operated 42 full-service banking locations.
Share Price
$91.88
Last synced: 2026-11-09
Market Cap
$1.61B
Change (1 day)
1.07%
Change (1 year)
37.36%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Republic Bancorp, Inc. (RBCAA)
Category
Financial Services
Operating Margin for Republic Bancorp, Inc. (RBCAA)
Operating Margin as of November 2026 TTM: 33.50%
According to Republic Bancorp, Inc.'s latest financial reports, its current operating margin (TTM) is 33.50%. At the end of 2025 the company had an operating margin of 31.79%.
Operating Margin history for Republic Bancorp, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 33.50% | 5.38% |
| 2025 | 31.79% | 24.42% |
| 2024 | 25.55% | -4.88% |
| 2023 | 26.86% | -27.31% |
| 2022 | 36.95% | 2.78% |
| 2021 | 35.95% | 17.33% |
| 2020 | 30.64% | -7.10% |
| 2019 | 32.98% | 10.26% |
| 2018 | 29.91% | 4.25% |
| 2017 | 28.69% | -5.41% |
| 2016 | 30.33% | 6.27% |
| 2015 | 28.54% | 10.41% |
| 2014 | 25.85% | 12.59% |
| 2013 | 22.96% | -63.95% |
| 2012 | 63.69% | 36.76% |
| 2011 | 46.57% | 32.19% |
| 2010 | 35.23% | 47.28% |
| 2009 | 23.92% | 21.85% |
| 2008 | 19.63% | 21.77% |
| 2007 | 16.12% | -54.00% |
| 2006 | 35.04% | 35.92% |
| 2005 | 25.78% | -3.95% |
| 2004 | 26.84% | -8.02% |
| 2003 | 29.18% | 20.28% |
| 2002 | 24.26% | 25.83% |
| 2001 | 19.28% | 27.68% |
| 2000 | 15.10% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.38% |
CN
|
|
| 57.52% | -98.28% |
IT
|
|
| 21.82% | -99.35% |
IN
|
|
| 26.74% | -99.20% |
IN
|
|
| 20.55% | -99.39% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Republic Bancorp, Inc.'s operating margin
What is Republic Bancorp, Inc.'s operating margin?
Republic Bancorp, Inc.'s operating margin is 33.50%, as of Nov 2026.
What was Republic Bancorp, Inc.'s operating margin in 2025?
In 2025, Republic Bancorp, Inc.'s operating margin was 31.79%, compared with 25.55% in 2024.
How has Republic Bancorp, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Republic Bancorp, Inc.'s operating margin was highest in 2022 (36.95%) and lowest in 2024 (25.55%).
How does Republic Bancorp, Inc.'s operating margin compare with similar companies?
Republic Bancorp, Inc.'s operating margin (33.50%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.