Punjab & Sind Bank
PSB
Rank in Stocks
#6831
Punjab & Sind Bank, an Indian financial institution established in New Delhi in... Punjab & Sind Bank, an Indian financial institution established in New Delhi in 1908, offers a comprehensive range of banking and financial services throughout the country. Its operations are divided into four primary areas: Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. Customers can access various deposit accounts, including savings, current, recurring, and fixed deposits. The bank provides an extensive array of lending products such as home, auto, education, personal, doctor, mortgage, business, and gold loans, in addition to specialized schemes like Sukhmoney for senior citizens and overdraft facilities. Beyond standard credit, Punjab & Sind Bank offers numerous non-fund-based services, including letters of credit, bank guarantees, co-acceptance facilities, solvency certificates, credit reports, and debt restructuring. Supplementary services include locker facilities, government-sponsored programs, and both life and general insurance products. The bank prioritizes digital accessibility, providing internet and mobile banking, SMS alerts, Aadhaar seeding, point-of-sale services, UPI, RTGS, NEFT, ATM/debit cards, and online payment solutions. For international clients, it offers NRI schemes, export/import services, foreign exchange treasury operations, and resident facilities, alongside dedicated products for micro and small enterprises. With a substantial presence, Punjab & Sind Bank manages its network of 1,530 branches through 24 zonal offices.
Share Price
$0.22129486
Last synced: 2026-11-09
Market Cap
$1.57B
Change (1 day)
3.48%
Change (1 year)
-35.79%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Punjab & Sind Bank (PSB)
Category
Financial Services
Operating Margin for Punjab & Sind Bank (PSB)
Operating Margin as of November 2026 TTM: 14.70%
According to Punjab & Sind Bank's latest financial reports, its current operating margin (TTM) is 14.70%. At the end of 2025 the company had an operating margin of 10.23%.
Operating Margin history for Punjab & Sind Bank from 2006 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 14.70% | 43.70% |
| 2025 | 10.23% | 15.33% |
| 2024 | 8.87% | -51.24% |
| 2023 | 18.19% | 24.25% |
| 2022 | 14.64% | -133.44% |
| 2021 | -43.78% | 147.48% |
| 2020 | -17.69% | 87.79% |
| 2019 | -9.42% | 33.24% |
| 2018 | -7.07% | -407.39% |
| 2017 | 2.30% | -36.81% |
| 2016 | 3.64% | 169.63% |
| 2015 | 1.35% | -62.29% |
| 2014 | 3.58% | -18.45% |
| 2013 | 4.39% | -32.98% |
| 2012 | 6.55% | 0.00% |
| 2011 | 0.00% | -100.00% |
| 2010 | 11.71% | -2.09% |
| 2009 | 11.96% | -20.64% |
| 2008 | 15.07% | 34.79% |
| 2007 | 11.18% | -42.52% |
| 2006 | 19.45% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -96.31% |
CN
|
|
| 57.52% | -96.09% |
IT
|
|
| 21.82% | -98.52% |
IN
|
|
| 26.74% | -98.18% |
IN
|
|
| 20.55% | -98.60% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Punjab & Sind Bank's operating margin
What is Punjab & Sind Bank's operating margin?
Punjab & Sind Bank's operating margin is 14.70%, as of Nov 2026.
What was Punjab & Sind Bank's operating margin in 2025?
In 2025, Punjab & Sind Bank's operating margin was 10.23%, compared with 8.87% in 2024.
How has Punjab & Sind Bank's operating margin changed since 2020?
From 2020 to 2025, Punjab & Sind Bank's operating margin was highest in 2023 (18.19%) and lowest in 2021 (-43.78%).
How does Punjab & Sind Bank's operating margin compare with similar companies?
Punjab & Sind Bank's operating margin (14.70%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.