Provident Financial Holdings, Inc.
PROV
Rank in Stocks
#19173
Provident Financial Holdings, Inc. operates as the bank holding company for... Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.
Share Price
$18.18
Last synced: 2026-11-09
Market Cap
$112.64M
Change (1 day)
-0.14%
Change (1 year)
18.10%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Provident Financial Holdings, Inc. (PROV)
Category
Financial Services
Operating Margin for Provident Financial Holdings, Inc. (PROV)
Operating Margin as of November 2026 TTM: 15.08%
According to Provident Financial Holdings, Inc.'s latest financial reports, its current operating margin (TTM) is 15.08%. At the end of 2025 the company had an operating margin of 14.75%.
Operating Margin history for Provident Financial Holdings, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 15.08% | 2.24% |
| 2025 | 14.75% | -16.67% |
| 2024 | 17.70% | -28.63% |
| 2023 | 24.80% | -23.93% |
| 2022 | 32.60% | 27.29% |
| 2021 | 25.61% | 10.34% |
| 2020 | 23.21% | 122.96% |
| 2019 | 10.41% | 21.75% |
| 2018 | 8.55% | -28.99% |
| 2017 | 12.04% | -28.42% |
| 2016 | 16.82% | -21.14% |
| 2015 | 21.33% | 28.11% |
| 2014 | 16.65% | -53.47% |
| 2013 | 35.78% | 80.62% |
| 2012 | 19.81% | -20.02% |
| 2011 | 24.77% | 1,132.34% |
| 2010 | 2.01% | -114.53% |
| 2009 | -13.83% | -532.19% |
| 2008 | 3.20% | -81.42% |
| 2007 | 17.22% | -46.36% |
| 2006 | 32.10% | -2.13% |
| 2005 | 32.80% | 0.77% |
| 2004 | 32.55% | -1.33% |
| 2003 | 32.99% | 73.72% |
| 2002 | 18.99% | 18.10% |
| 2001 | 16.08% | 10.67% |
| 2000 | 14.53% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -96.40% |
CN
|
|
| 57.52% | -96.19% |
IT
|
|
| 21.82% | -98.55% |
IN
|
|
| 26.74% | -98.23% |
IN
|
|
| 20.55% | -98.64% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Provident Financial Holdings, Inc.'s operating margin
What is Provident Financial Holdings, Inc.'s operating margin?
Provident Financial Holdings, Inc.'s operating margin is 15.08%, as of Nov 2026.
What was Provident Financial Holdings, Inc.'s operating margin in 2025?
In 2025, Provident Financial Holdings, Inc.'s operating margin was 14.75%, compared with 17.70% in 2024.
How has Provident Financial Holdings, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Provident Financial Holdings, Inc.'s operating margin was highest in 2022 (32.60%) and lowest in 2025 (14.75%).
How does Provident Financial Holdings, Inc.'s operating margin compare with similar companies?
Provident Financial Holdings, Inc.'s operating margin (15.08%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.