Punjab National Bank
PNB
Rank in Stocks
#1480
Punjab National Bank is an Indian financial institution offering a diverse... Punjab National Bank is an Indian financial institution offering a diverse range of banking and financial services. Its operations are structured across several key segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and other ancillary banking activities. For individual customers, the bank delivers a comprehensive suite of personal banking solutions, including various savings and current account options, fixed and capital gain deposit schemes, and even gold monetization programs. It also extends a wide array of credit facilities, such as home, auto, education, personal, and mortgage loans, alongside various card products. The bank caters to micro, small, and medium enterprises (MSMEs) through specialized schemes, provides banking services to government entities, and supports the agricultural sector with dedicated financial products. Its corporate banking portfolio encompasses services like loans against future lease rentals, working capital finance, term loans, export-import (EXIM) finance, cash management solutions, and even gold card schemes designed for exporters. Additionally, it facilitates international banking services. Beyond traditional banking, Punjab National Bank offers an extensive range of insurance products, covering life, fire, motor, marine, theft/burglary, fidelity guarantee, personal accident, health, travel, and household goods. It further provides investment-related services such as depository, mutual fund, merchant banking, and application supported by blocked amount (ASBA) facilities. To enhance accessibility and convenience, the bank provides modern digital and self-service options including mobile banking, SMS banking, missed call services, e-statements, ATMs, cash deposit machines, passbook updating machines, and electronic cheque deposit machines, in addition to debit cards. As of March 31, 2022, its extensive network comprised 10,098 branches across India, complemented by two international branches located in Hong Kong and Dubai, along with two representative offices in Bangladesh and Myanmar. Established in 1895, the bank maintains its headquarters in New Delhi, India.
Share Price
$1.28
Last synced: 2026-10-16
Market Cap
$14.71B
Change (1 day)
0.46%
Change (1 year)
-0.94%
Country
IN
Trade Punjab National Bank (PNB)
Category
Financial Services
Operating Margin for Punjab National Bank (PNB)
Operating Margin as of October 2026 TTM: 18.96%
According to Punjab National Bank latest financial reports and stock price the company's current Operating Margin (TTM) is 18.96%. At the end of 2024 the company had an Operating Margin of 31.64%.
Operating Margin history for Punjab National Bank from 2005 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 18.96% | 2.38% |
| 2025 | 18.52% | -41.47% |
| 2024 | 31.64% | 544.40% |
| 2023 | 4.91% | -5.76% |
| 2022 | 5.21% | 29.60% |
| 2021 | 4.02% | -728.13% |
| 2020 | -0.64% | -100.81% |
| 2019 | 79.50% | -10.56% |
| 2018 | 88.89% | -35.78% |
| 2017 | 138.42% | 5.92% |
| 2016 | 130.68% | -11.46% |
| 2015 | 147.60% | -8.35% |
| 2014 | 161.04% | -9.44% |
| 2013 | 177.83% | 10.94% |
| 2012 | 160.30% | 25.32% |
| 2011 | 127.91% | -18.93% |
| 2010 | 157.77% | -8.77% |
| 2009 | 172.94% | 6.90% |
| 2008 | 161.78% | 26.08% |
| 2007 | 128.32% | 16.21% |
| 2006 | 110.42% | 4.34% |
| 2005 | 105.83% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 0.00% | - |
CN
|
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| 0.00% | - |
IT
|
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| 0.00% | - |
JP
|
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| 0.00% | - |
IN
|
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| 0.00% | - |
FR
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What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.