ProCredit Holding AG & Co. KGaA
PCZ
Rank in Stocks
#11254
ProCredit Holding AG & Co. KGaA, along with its group entities, delivers a full... ProCredit Holding AG & Co. KGaA, along with its group entities, delivers a full spectrum of commercial banking solutions, catering to both small and medium-sized businesses (SMEs) and individual clients. Its operations span across Europe, South America, and its home country of Germany. The institution provides diverse financial products, encompassing business loans for various sectors like wholesale and retail trade, agriculture, forestry, fishing, manufacturing, transportation, storage, and other industries. These business financing options include capital for investments, working capital needs, and environmentally friendly "green" initiatives. For private individuals, ProCredit extends personal credit, including housing and investment loans, among other consumer finance solutions. Beyond lending, the bank manages various deposit accounts (current, savings, and time deposits), offers modern digital and mobile banking platforms, facilitates card payment services, and provides flexible credit facilities such as lines of credit and overdrafts. Established in 1998 in Frankfurt am Main, Germany, the company originally operated as Internationale Micro Investitionen AG before adopting its current name.
Share Price
$9.94
Last synced: 2026-11-09
Market Cap
$585.65M
Change (1 day)
1.59%
Change (1 year)
9.75%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade ProCredit Holding AG & Co. KGaA (PCZ)
Category
Financial Services
Operating Margin for ProCredit Holding AG & Co. KGaA (PCZ)
Operating Margin as of November 2026 TTM: 19.80%
According to ProCredit Holding AG & Co. KGaA's latest financial reports, its current operating margin (TTM) is 19.80%. At the end of 2025 the company had an operating margin of 14.07%.
Operating Margin history for ProCredit Holding AG & Co. KGaA from 2012 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 19.80% | 40.72% |
| 2025 | 14.07% | -33.60% |
| 2024 | 21.19% | -11.63% |
| 2023 | 23.98% | 542.90% |
| 2022 | 3.73% | -84.58% |
| 2021 | 24.19% | 73.41% |
| 2020 | 13.95% | -30.42% |
| 2019 | 20.05% | -10.85% |
| 2018 | 22.49% | 29.85% |
| 2017 | 17.32% | 11.60% |
| 2016 | 15.52% | 26.69% |
| 2015 | 12.25% | 14.70% |
| 2014 | 10.68% | 16.21% |
| 2013 | 9.19% | 11.80% |
| 2012 | 8.22% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.26% |
CN
|
|
| 57.52% | -97.09% |
IT
|
|
| 21.82% | -98.90% |
IN
|
|
| 26.74% | -98.65% |
IN
|
|
| 20.55% | -98.96% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about ProCredit Holding AG & Co. KGaA's operating margin
What is ProCredit Holding AG & Co. KGaA's operating margin?
ProCredit Holding AG & Co. KGaA's operating margin is 19.80%, as of Nov 2026.
What was ProCredit Holding AG & Co. KGaA's operating margin in 2025?
In 2025, ProCredit Holding AG & Co. KGaA's operating margin was 14.07%, compared with 21.19% in 2024.
How has ProCredit Holding AG & Co. KGaA's operating margin changed since 2020?
From 2020 to 2025, ProCredit Holding AG & Co. KGaA's operating margin was highest in 2021 (24.19%) and lowest in 2022 (3.73%).
How does ProCredit Holding AG & Co. KGaA's operating margin compare with similar companies?
ProCredit Holding AG & Co. KGaA's operating margin (19.80%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.