Oportun Financial Corporation
OPRT
Rank in Stocks
#11733
This financial institution specializes in providing a range of monetary... This financial institution specializes in providing a range of monetary services, encompassing personal loans, vehicle financing, and credit card options. Customers can access their offerings through diverse channels, including digital platforms, over the phone, or by visiting their physical retail locations. The company's operations span 24 states across the United States, with its footprint reaching areas such as Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Founded in 2005, its corporate headquarters are located in San Carlos, California.
Share Price
$11.62
Last synced: 2026-11-09
Market Cap
$534.37M
Change (1 day)
2.74%
Change (1 year)
145.15%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for Oportun Financial Corporation (OPRT)
Operating Margin as of November 2026 TTM: 5.83%
According to Oportun Financial Corporation's latest financial reports, its current operating margin (TTM) is 5.83%. At the end of 2025 the company had an operating margin of 6.92%.
Operating Margin history for Oportun Financial Corporation from 2015 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 5.83% | -15.75% |
| 2025 | 6.92% | -132.05% |
| 2024 | -21.59% | -60.84% |
| 2023 | -55.13% | 437.33% |
| 2022 | -10.26% | -194.48% |
| 2021 | 10.86% | -173.53% |
| 2020 | -14.77% | -187.97% |
| 2019 | 16.79% | -48.62% |
| 2018 | 32.68% | 5,633.33% |
| 2017 | 0.57% | -90.16% |
| 2016 | 5.79% | 18.65% |
| 2015 | 4.88% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 61.24% | -89.50% |
US
|
|
| 58.76% | -89.92% |
US
|
|
| 27.55% | -95.27% |
US
|
|
| 21.12% | -96.38% |
US
|
|
| 39.84% | -93.17% |
IN
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Oportun Financial Corporation's operating margin
What is Oportun Financial Corporation's operating margin?
Oportun Financial Corporation's operating margin is 5.83%, as of Nov 2026.
What was Oportun Financial Corporation's operating margin in 2025?
In 2025, Oportun Financial Corporation's operating margin was 6.92%, compared with -21.59% in 2024.
How has Oportun Financial Corporation's operating margin changed since 2020?
From 2020 to 2025, Oportun Financial Corporation's operating margin was highest in 2021 (10.86%) and lowest in 2023 (-55.13%).
How does Oportun Financial Corporation's operating margin compare with similar companies?
Oportun Financial Corporation's operating margin (5.83%) is lower than that of all 5 similar companies listed above. The highest among them is Visa Inc., with 61.24%.