OppFi Inc.
OPFI
Rank in Stocks
#11818
OppFi Inc. provides a financial technology platform that enables banks to... OppFi Inc. provides a financial technology platform that enables banks to extend various lending solutions. This platform notably features several distinct financial instruments: the OppLoan, a standard installment loan; SalaryTap, an installment loan secured via payroll deduction; and the OppFi Card, a dedicated credit card. OppFi's headquarters are situated in Chicago, Illinois.
Share Price
$6.18
Last synced: 2026-11-09
Market Cap
$526.59M
Change (1 day)
0.16%
Change (1 year)
-37.20%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for OppFi Inc. (OPFI)
Operating Margin as of November 2026 TTM: 55.56%
According to OppFi Inc.'s latest financial reports, its current operating margin (TTM) is 55.56%. At the end of 2025 the company had an operating margin of 64.07%.
Operating Margin history for OppFi Inc. from 2018 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 55.56% | -13.28% |
| 2025 | 64.07% | 256.54% |
| 2024 | 17.97% | 97.26% |
| 2023 | 9.11% | -750.71% |
| 2022 | -1.40% | -108.57% |
| 2021 | 16.33% | -38.70% |
| 2020 | 26.64% | -13.37% |
| 2019 | 30.75% | -19.46% |
| 2018 | 38.18% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 61.24% | -98.90% |
US
|
|
| 58.76% | -98.94% |
US
|
|
| 27.55% | -99.50% |
US
|
|
| 21.12% | -99.62% |
US
|
|
| 39.84% | -99.28% |
IN
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about OppFi Inc.'s operating margin
What is OppFi Inc.'s operating margin?
OppFi Inc.'s operating margin is 55.56%, as of Nov 2026.
What was OppFi Inc.'s operating margin in 2025?
In 2025, OppFi Inc.'s operating margin was 64.07%, compared with 17.97% in 2024.
How has OppFi Inc.'s operating margin changed since 2020?
From 2020 to 2025, OppFi Inc.'s operating margin was highest in 2025 (64.07%) and lowest in 2022 (-1.40%).
How does OppFi Inc.'s operating margin compare with similar companies?
OppFi Inc.'s operating margin (55.56%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is Visa Inc., with 61.24%.