Norwood Financial Corp.
NWFL
Rank in Stocks
#13353
Norwood Financial Corp. functions as the holding entity for Wayne Bank,... Norwood Financial Corp. functions as the holding entity for Wayne Bank, delivering a comprehensive suite of financial products and services. The institution facilitates a broad array of deposit options, encompassing both interest-bearing and non-interest-bearing checking accounts, alongside statement savings, money market accounts, and certificates of deposit. Its lending portfolio is extensive, featuring commercial loans such as credit lines, revolving credit facilities, term loans, business mortgages, secured lending products, and letters of credit. Norwood also extends financing for municipal projects, construction loans for both commercial developments and single-family homes, and land acquisition loans. Consumer credit and residential mortgage financing for primary and secondary residences are also key offerings. Furthermore, the company engages in indirect dealer financing for automobiles, boats, and recreational vehicles through dealerships. Beyond traditional banking, Norwood provides investment securities services, trust management, and a variety of contemporary cash management solutions. These include direct deposit, remote and mobile deposit capture, mobile payment processing, automated clearing house (ACH) transactions, real estate settlement support, and robust internet and mobile banking platforms. The corporation also diversifies its revenue through the sale of annuities and mutual funds, discount brokerage services, and an insurance agency operation. Catering to a wide client base, Norwood serves individual consumers, corporate entities, non-profit organizations, and local governments. Its operational footprint includes fourteen branch locations throughout Northeastern Pennsylvania and sixteen branches spanning Delaware, Sullivan, Ontario, Otsego, and Yates Counties in New York, supported by thirty-one automated teller machines. Established in 1870, Norwood Financial Corp. maintains its corporate headquarters in Honesdale, Pennsylvania.
Share Price
$36.24
Last synced: 2026-11-09
Market Cap
$395.55M
Change (1 day)
1.57%
Change (1 year)
34.27%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Norwood Financial Corp. (NWFL)
Category
Financial Services
Operating Margin for Norwood Financial Corp. (NWFL)
Operating Margin as of November 2026 TTM: 26.98%
According to Norwood Financial Corp.'s latest financial reports, its current operating margin (TTM) is 26.98%. At the end of 2025 the company had an operating margin of 26.07%.
Operating Margin history for Norwood Financial Corp. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 26.98% | 3.49% |
| 2025 | 26.07% | -10,528.00% |
| 2024 | -0.25% | -101.23% |
| 2023 | 20.40% | -52.01% |
| 2022 | 42.51% | 9.42% |
| 2021 | 38.85% | 40.10% |
| 2020 | 27.73% | -10.89% |
| 2019 | 31.12% | -4.83% |
| 2018 | 32.70% | 1.77% |
| 2017 | 32.13% | 39.88% |
| 2016 | 22.97% | -1.08% |
| 2015 | 23.22% | -25.62% |
| 2014 | 31.22% | -5.34% |
| 2013 | 32.98% | -0.18% |
| 2012 | 33.04% | 8.12% |
| 2011 | 30.56% | -8.86% |
| 2010 | 33.53% | 15.62% |
| 2009 | 29.00% | -1.89% |
| 2008 | 29.56% | 6.03% |
| 2007 | 27.88% | -4.13% |
| 2006 | 29.08% | -6.07% |
| 2005 | 30.96% | -0.45% |
| 2004 | 31.10% | 11.91% |
| 2003 | 27.79% | 14.27% |
| 2002 | 24.32% | 11.36% |
| 2001 | 21.84% | 7.64% |
| 2000 | 20.29% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.99% |
CN
|
|
| 57.52% | -97.87% |
IT
|
|
| 21.82% | -99.19% |
IN
|
|
| 26.74% | -99.01% |
IN
|
|
| 20.55% | -99.24% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Norwood Financial Corp.'s operating margin
What is Norwood Financial Corp.'s operating margin?
Norwood Financial Corp.'s operating margin is 26.98%, as of Nov 2026.
What was Norwood Financial Corp.'s operating margin in 2025?
In 2025, Norwood Financial Corp.'s operating margin was 26.07%, compared with -0.25% in 2024.
How has Norwood Financial Corp.'s operating margin changed since 2020?
From 2020 to 2025, Norwood Financial Corp.'s operating margin was highest in 2022 (42.51%) and lowest in 2024 (-0.25%).
How does Norwood Financial Corp.'s operating margin compare with similar companies?
Norwood Financial Corp.'s operating margin (26.98%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.