Midland States Bancorp, Inc.
MSBI
Rank in Stocks
#10603
Midland States Bancorp, Inc. operates as a financial holding company for... Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.
Share Price
$32.29
Last synced: 2026-11-09
Market Cap
$671.71M
Change (1 day)
1.80%
Change (1 year)
100.19%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Midland States Bancorp, Inc. (MSBI)
Category
Financial Services
Operating Margin for Midland States Bancorp, Inc. (MSBI)
Operating Margin as of November 2026 TTM: 17.14%
According to Midland States Bancorp, Inc.'s latest financial reports, its current operating margin (TTM) is 17.14%. At the end of 2025 the company had an operating margin of -22.08%.
Operating Margin history for Midland States Bancorp, Inc. from 2008 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 17.14% | -177.63% |
| 2025 | -22.08% | -357.04% |
| 2024 | 8.59% | -50.35% |
| 2023 | 17.30% | -42.52% |
| 2022 | 30.10% | -4.87% |
| 2021 | 31.64% | 212.34% |
| 2020 | 10.13% | -54.31% |
| 2019 | 22.17% | 28.60% |
| 2018 | 17.24% | 37.15% |
| 2017 | 12.57% | -52.30% |
| 2016 | 26.35% | 29.42% |
| 2015 | 20.36% | 17.35% |
| 2014 | 17.35% | -21.95% |
| 2013 | 22.23% | -31.73% |
| 2012 | 32.56% | 33.99% |
| 2011 | 24.30% | 49.54% |
| 2010 | 16.25% | -45.54% |
| 2009 | 29.84% | 181.51% |
| 2008 | 10.60% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -96.83% |
CN
|
|
| 57.52% | -96.64% |
IT
|
|
| 21.82% | -98.73% |
IN
|
|
| 26.74% | -98.44% |
IN
|
|
| 20.55% | -98.80% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Midland States Bancorp, Inc.'s operating margin
What is Midland States Bancorp, Inc.'s operating margin?
Midland States Bancorp, Inc.'s operating margin is 17.14%, as of Nov 2026.
What was Midland States Bancorp, Inc.'s operating margin in 2025?
In 2025, Midland States Bancorp, Inc.'s operating margin was -22.08%, compared with 8.59% in 2024.
How has Midland States Bancorp, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Midland States Bancorp, Inc.'s operating margin was highest in 2021 (31.64%) and lowest in 2025 (-22.08%).
How does Midland States Bancorp, Inc.'s operating margin compare with similar companies?
Midland States Bancorp, Inc.'s operating margin (17.14%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.