Merchants Financial Group, Inc.
MFGI
Rank in Stocks
#13522
Merchants Financial Group, Inc. (MFGI) functions as the parent entity for... Merchants Financial Group, Inc. (MFGI) functions as the parent entity for Merchants Bank, National Association. Through its subsidiary, it delivers a broad array of financial products and services tailored for individuals, households, and businesses across the United States. The institution's core offerings include diverse account options such as checking, savings, certificates of deposit (CDs), and individual retirement accounts (IRAs). Additionally, customers can access various card services, including debit, gift, travel, and credit cards. For personal financing needs, MFGI extends credit for vehicles like cars, boats, trailers, motorcycles, tractors, and RVs, as well as for home furnishings or appliances, and debt consolidation. Its comprehensive lending portfolio further encompasses mortgage, construction, home equity, and term loans, alongside financing solutions for commercial and residential real estate, equipment, floor plans, fleet vehicles, and small businesses. Specialized agricultural financing is also available, covering working capital, input expenses, machinery, and property enhancements for farming operations. Beyond these, the company delivers investment and trust services, sophisticated treasury management solutions, and convenient mobile and online banking platforms. The bank maintains a physical presence through branches situated across numerous communities. These include Winona, Goodview, Rushford, Lanesboro, St. Charles, Rochester, La Crescent, Caledonia, Spring Grove, Cannon Falls, Red Wing, Hampton, Hastings, Apple Valley, Lakeville, Cottage Grove, Rosemount, and Northfield in Minnesota, as well as Onalaska and Eau Claire in Wisconsin. Established in 1875, MFGI's corporate headquarters are located in Winona, Minnesota.
Share Price
$46.99
Last synced: 2026-11-09
Market Cap
$384.32M
Change (1 day)
-0.02%
Change (1 year)
67.52%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Merchants Financial Group, Inc. (MFGI)
Category
Financial Services
Operating Margin for Merchants Financial Group, Inc. (MFGI)
Operating Margin as of November 2026 TTM: 27.71%
According to Merchants Financial Group, Inc.'s latest financial reports, its current operating margin (TTM) is 27.71%. At the end of 2025 the company had an operating margin of 23.54%.
Operating Margin history for Merchants Financial Group, Inc. from 2013 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 27.71% | 17.71% |
| 2025 | 23.54% | 56.62% |
| 2024 | 15.03% | -36.37% |
| 2023 | 23.62% | -29.56% |
| 2022 | 33.53% | 8.37% |
| 2021 | 30.94% | 42.71% |
| 2020 | 21.68% | -13.28% |
| 2019 | 25.00% | -19.20% |
| 2018 | 30.94% | 4.67% |
| 2017 | 29.56% | -0.77% |
| 2016 | 29.79% | -0.43% |
| 2015 | 29.92% | -1.51% |
| 2014 | 30.38% | -0.49% |
| 2013 | 30.53% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.04% |
CN
|
|
| 57.52% | -97.92% |
IT
|
|
| 21.82% | -99.21% |
IN
|
|
| 26.74% | -99.04% |
IN
|
|
| 20.55% | -99.26% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Merchants Financial Group, Inc.'s operating margin
What is Merchants Financial Group, Inc.'s operating margin?
Merchants Financial Group, Inc.'s operating margin is 27.71%, as of Nov 2026.
What was Merchants Financial Group, Inc.'s operating margin in 2025?
In 2025, Merchants Financial Group, Inc.'s operating margin was 23.54%, compared with 15.03% in 2024.
How has Merchants Financial Group, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Merchants Financial Group, Inc.'s operating margin was highest in 2022 (33.53%) and lowest in 2024 (15.03%).
How does Merchants Financial Group, Inc.'s operating margin compare with similar companies?
Merchants Financial Group, Inc.'s operating margin (27.71%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.