Provident Financial Services, Inc.
PFS
Rank in Stocks
#5011
Provident Financial Services, Inc. functions as the parent company for... Provident Financial Services, Inc. functions as the parent company for Provident Bank, delivering a broad spectrum of financial products and services to individuals, families, and businesses across the United States. Its deposit offerings encompass various account types, including savings, standard and interest-bearing checking accounts, money market accounts, certificates of deposit, and IRA products. The company's extensive loan portfolio features commercial real estate loans, which are collateralized by properties such as multi-family apartment complexes, office buildings, retail spaces, and industrial sites. It also provides commercial business loans, alongside fixed-rate and adjustable-rate mortgage loans secured by one-to-four family residential properties. Further loan options include commercial construction loans and a range of consumer loans like home equity loans, home equity lines of credit, marine loans, personal loans and unsecured lines of credit, and financing for automobiles and recreational vehicles. Beyond these, Provident delivers essential banking solutions such as cash management, remote deposit capture, payroll origination, escrow account management, and convenient online and mobile banking services, in addition to offering business credit cards. The company also extends wealth management services, covering investment management, trust and estate administration, financial planning, tax compliance and planning, and private banking. In a broader capacity, Provident sells insurance and investment products, including annuities. It also operates as a real estate investment trust (REIT), focused on acquiring mortgage loans and other real estate-related assets, and actively manages and sells properties obtained through foreclosure. As of December 31, 2021, the company maintained 96 full-service branch offices situated across northern and central New Jersey, as well as specific counties in Pennsylvania and New York. Provident Financial Services, Inc. was founded in 1839 and is headquartered in Jersey City, New Jersey.
Share Price
$22.25
Last synced: 2026-10-16
Market Cap
$2.90B
Change (1 day)
0.32%
Change (1 year)
65.67%
Country
US
Trade Provident Financial Services, Inc. (PFS)
Category
Financial Services
Operating Margin for Provident Financial Services, Inc. (PFS)
Operating Margin as of October 2026 TTM: 37.71%
According to Provident Financial Services, Inc. latest financial reports and stock price the company's current Operating Margin (TTM) is 37.71%. At the end of 2022 the company had an Operating Margin of 58.38%.
Operating Margin history for Provident Financial Services, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 37.71% | -100.00% |
| 2023 | 0.00% | -100.00% |
| 2022 | 58.38% | 17.92% |
| 2021 | 49.51% | 53.90% |
| 2020 | 32.17% | -24.50% |
| 2019 | 42.61% | -31.14% |
| 2018 | 61.88% | 6.54% |
| 2017 | 58.08% | 13.75% |
| 2016 | 51.06% | 9.20% |
| 2015 | 46.76% | 4.63% |
| 2014 | 44.69% | 9.56% |
| 2013 | 40.79% | -1.31% |
| 2012 | 41.33% | -7.41% |
| 2011 | 44.64% | -8.86% |
| 2010 | 48.98% | 79.81% |
| 2009 | 27.24% | -62.79% |
| 2008 | 73.21% | -27.18% |
| 2007 | 100.54% | 4.87% |
| 2006 | 95.87% | 28.08% |
| 2005 | 74.85% | 22.06% |
| 2004 | 61.32% | 1.32% |
| 2003 | 60.52% | 12.20% |
| 2002 | 53.94% | -32.19% |
| 2001 | 79.55% | -3.40% |
| 2000 | 82.35% | 0.00% |
Operating Margin for similar companies or competitors
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What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.