Kentucky First Federal Bancorp
KFFB
Rank in Stocks
#23115
Kentucky First Federal Bancorp (KFFB) serves as the holding company for two... Kentucky First Federal Bancorp (KFFB) serves as the holding company for two financial institutions: First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. Together, these subsidiaries deliver a variety of banking products and services to communities throughout Kentucky. Customers can access a suite of deposit products, including passbook savings, certificate accounts, checking accounts, and individual retirement accounts. KFFB's comprehensive loan offerings include residential mortgages for single to four-family homes, construction financing, and loans secured by multi-family properties. A substantial portion of its portfolio consists of non-residential loans, which are backed by commercial office buildings, churches, and other purpose-built properties. Furthermore, it provides commercial loans not tied to real estate, alongside an array of consumer credit options. These range from home equity lines of credit (HELOCs) and loans secured by savings deposits to automobile loans and unsecured personal financing. Beyond direct lending, KFFB also invests in mortgage-backed securities. The company operates through a network of seven branch locations. Established in 2005, its headquarters are located in Hazard, Kentucky. Kentucky First Federal Bancorp itself is a subsidiary of First Federal MHC.
Share Price
$5.64
Last synced: 2026-11-09
Market Cap
$45.65M
Change (1 day)
-4.81%
Change (1 year)
37.67%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for Kentucky First Federal Bancorp (KFFB)
Operating Margin as of November 2026 TTM: 11.69%
According to Kentucky First Federal Bancorp's latest financial reports, its current operating margin (TTM) is 11.69%. At the end of 2025 the company had an operating margin of 1.21%.
Operating Margin history for Kentucky First Federal Bancorp from 2001 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 11.69% | 866.12% |
| 2025 | 1.21% | -110.20% |
| 2024 | -11.86% | -226.17% |
| 2023 | 9.40% | -48.04% |
| 2022 | 18.09% | 6.16% |
| 2021 | 17.04% | -118.34% |
| 2020 | -92.90% | -1,360.52% |
| 2019 | 7.37% | -27.96% |
| 2018 | 10.23% | -17.50% |
| 2017 | 12.40% | -28.90% |
| 2016 | 17.44% | -27.18% |
| 2015 | 23.95% | 11.97% |
| 2014 | 21.39% | -36.57% |
| 2013 | 33.72% | 35.86% |
| 2012 | 24.82% | 46.69% |
| 2011 | 16.92% | 226.64% |
| 2010 | 5.18% | -66.21% |
| 2009 | 15.33% | 48.40% |
| 2008 | 10.33% | 4.13% |
| 2007 | 9.92% | -44.52% |
| 2006 | 17.88% | -39.84% |
| 2005 | 29.72% | -43.42% |
| 2004 | 52.53% | 24.21% |
| 2003 | 42.29% | 49.22% |
| 2002 | 28.34% | -30.40% |
| 2001 | 40.72% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -95.36% |
CN
|
|
| 57.52% | -95.08% |
IT
|
|
| 21.82% | -98.13% |
IN
|
|
| 26.74% | -97.71% |
IN
|
|
| 20.55% | -98.24% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Kentucky First Federal Bancorp's operating margin
What is Kentucky First Federal Bancorp's operating margin?
Kentucky First Federal Bancorp's operating margin is 11.69%, as of Nov 2026.
What was Kentucky First Federal Bancorp's operating margin in 2025?
In 2025, Kentucky First Federal Bancorp's operating margin was 1.21%, compared with -11.86% in 2024.
How has Kentucky First Federal Bancorp's operating margin changed since 2020?
From 2020 to 2025, Kentucky First Federal Bancorp's operating margin was highest in 2022 (18.09%) and lowest in 2020 (-92.90%).
How does Kentucky First Federal Bancorp's operating margin compare with similar companies?
Kentucky First Federal Bancorp's operating margin (11.69%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.