Juniata Valley Financial Corp.
JUVF
Rank in Stocks
#20631
Juniata Valley Financial Corp. serves as the parent company for The Juniata... Juniata Valley Financial Corp. serves as the parent company for The Juniata Valley Bank, a financial institution primarily focused on delivering retail and commercial banking services. Its core client base includes small and medium-sized businesses operating across central and northern Pennsylvania, United States. The bank provides a diverse selection of deposit accounts, encompassing personal checking, club accounts, money market, savings, and individual retirement accounts (IRAs). For businesses, it offers checking accounts, payroll direct deposit, demand and time deposits, and certificates of deposit (CDs). Customers can access a wide spectrum of lending and credit solutions, such as checking overdraft privileges, secured lines of credit, construction and mortgage loans, both secured and unsecured commercial and consumer loans, commercial lines of credit, letters of credit, and various commercial term and demand loans. To enhance convenience and accessibility, Juniata Valley Bank features extensive digital and branch services. These include online, mobile, and telephone banking, automated teller machines (ATMs), online account management, remote deposit capture (with mobile deposit options tailored for small businesses), and ACH origination. Debit cards and safe deposit box rentals are also available. Beyond traditional banking, the corporation extends into specialized wealth management and advisory offerings. These services cover trust administration, asset management, and estate planning. Furthermore, clients can access a range of financial products, including annuities, mutual funds, stock and bond brokerage services, and long-term care insurance. As of December 31, 2021, Juniata Valley Financial Corp. maintained a network of 16 community branches located throughout Juniata, Mifflin, Perry, Huntingdon, McKean, Potter, and Centre counties. The company was established in 1867 and maintains its headquarters in Mifflintown, Pennsylvania.
Share Price
$16.14
Last synced: 2026-11-09
Market Cap
$81.25M
Change (1 day)
1.96%
Change (1 year)
13.26%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Juniata Valley Financial Corp. (JUVF)
Category
Financial Services
Operating Margin for Juniata Valley Financial Corp. (JUVF)
Operating Margin as of November 2026 TTM: 26.91%
According to Juniata Valley Financial Corp.'s latest financial reports, its current operating margin (TTM) is 26.91%. At the end of 2025 the company had an operating margin of 20.95%.
Operating Margin history for Juniata Valley Financial Corp. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 26.91% | 28.45% |
| 2025 | 20.95% | 24.78% |
| 2024 | 16.79% | -14.51% |
| 2023 | 19.64% | -12.59% |
| 2022 | 22.47% | -2.90% |
| 2021 | 23.14% | 23.41% |
| 2020 | 18.75% | -1.52% |
| 2019 | 19.04% | 3.25% |
| 2018 | 18.44% | -12.69% |
| 2017 | 21.12% | -9.82% |
| 2016 | 23.42% | 61.52% |
| 2015 | 14.50% | -35.76% |
| 2014 | 22.57% | 4.01% |
| 2013 | 21.70% | 5.44% |
| 2012 | 20.58% | -21.36% |
| 2011 | 26.17% | 1.00% |
| 2010 | 25.91% | 2.86% |
| 2009 | 25.19% | -4.11% |
| 2008 | 26.27% | 7.93% |
| 2007 | 24.34% | -36.83% |
| 2006 | 38.53% | 59.02% |
| 2005 | 24.23% | -21.81% |
| 2004 | 30.99% | 4.84% |
| 2003 | 29.56% | 11.42% |
| 2002 | 26.53% | 17.29% |
| 2001 | 22.62% | 2.31% |
| 2000 | 22.11% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.98% |
CN
|
|
| 57.52% | -97.86% |
IT
|
|
| 21.82% | -99.19% |
IN
|
|
| 26.74% | -99.01% |
IN
|
|
| 20.55% | -99.24% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Juniata Valley Financial Corp.'s operating margin
What is Juniata Valley Financial Corp.'s operating margin?
Juniata Valley Financial Corp.'s operating margin is 26.91%, as of Nov 2026.
What was Juniata Valley Financial Corp.'s operating margin in 2025?
In 2025, Juniata Valley Financial Corp.'s operating margin was 20.95%, compared with 16.79% in 2024.
How has Juniata Valley Financial Corp.'s operating margin changed since 2020?
From 2020 to 2025, Juniata Valley Financial Corp.'s operating margin was highest in 2021 (23.14%) and lowest in 2024 (16.79%).
How does Juniata Valley Financial Corp.'s operating margin compare with similar companies?
Juniata Valley Financial Corp.'s operating margin (26.91%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.