Jana Small Finance Bank Limited
JSFB
Rank in Stocks
#12630
Jana Small Finance Bank Limited provides banking and financial services to... Jana Small Finance Bank Limited provides banking and financial services to individuals and enterprises in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers current and savings accounts; fixed, recurring, and other deposits; and loans, such as two-wheeler, group, business, gold, home improvement, agri group and individual, and home loans, as well as consumer education on loan overdue concepts. It also offers life, general, and health insurance products; cards; and investment and payment services, as well as mobile, internet, and corporate internet banking services. The company was formerly known as Janalakshmi Financial Services Limited and changed its name to Jana Small Finance Bank Limited in March 2018. Jana Small Finance Bank Limited was founded in 1999 and is headquartered in Bengaluru, India.
Share Price
$4.28
Last synced: 2026-11-09
Market Cap
$453.26M
Change (1 day)
-0.64%
Change (1 year)
-17.32%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Jana Small Finance Bank Limited (JSFB)
Category
Financial Services
Operating Margin for Jana Small Finance Bank Limited (JSFB)
Operating Margin as of November 2026 TTM: 6.89%
According to Jana Small Finance Bank Limited's latest financial reports, its current operating margin (TTM) is 6.89%. At the end of 2025 the company had an operating margin of 8.83%.
Operating Margin history for Jana Small Finance Bank Limited from 2014 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 6.89% | -21.97% |
| 2025 | 8.83% | -22.54% |
| 2024 | 11.40% | 61.70% |
| 2023 | 7.05% | 1,115.52% |
| 2022 | 0.58% | -78.52% |
| 2021 | 2.70% | 103.01% |
| 2020 | 1.33% | -100.93% |
| 2019 | -143.41% | -7.88% |
| 2018 | -155.68% | -368.00% |
| 2017 | 58.09% | -9.39% |
| 2016 | 64.11% | 1.60% |
| 2015 | 63.10% | -5.57% |
| 2014 | 66.82% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -92.12% |
CN
|
|
| 57.52% | -91.65% |
IT
|
|
| 21.82% | -96.83% |
IN
|
|
| 26.74% | -96.12% |
IN
|
|
| 20.55% | -97.02% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Jana Small Finance Bank Limited's operating margin
What is Jana Small Finance Bank Limited's operating margin?
Jana Small Finance Bank Limited's operating margin is 6.89%, as of Nov 2026.
What was Jana Small Finance Bank Limited's operating margin in 2025?
In 2025, Jana Small Finance Bank Limited's operating margin was 8.83%, compared with 11.40% in 2024.
How has Jana Small Finance Bank Limited's operating margin changed since 2020?
From 2020 to 2025, Jana Small Finance Bank Limited's operating margin was highest in 2024 (11.40%) and lowest in 2022 (0.58%).
How does Jana Small Finance Bank Limited's operating margin compare with similar companies?
Jana Small Finance Bank Limited's operating margin (6.89%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.