Indian Overseas Bank Indian Overseas Bank

Indian Overseas Bank

IOB

Rank in Stocks #2829
Established in Chennai, India, in 1937, Indian Overseas Bank provides a... Established in Chennai, India, in 1937, Indian Overseas Bank provides a comprehensive suite of banking and financial services, operating both domestically and in select international markets. Its core activities are divided across distinct segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and other specialized banking operations. The bank caters to diverse deposit requirements, offering demand, savings, current, fixed, and term accounts, in addition to foreign currency facilities for non-residents. Its extensive lending products include financing for homes, vehicles, jewelry, personal needs, education, agriculture, corporate endeavors, and reverse mortgages, alongside loans against property and dedicated support for micro, small, and medium enterprises. Beyond traditional accounts and loans, IOB also issues debit, credit, and prepaid cards, manages NRI services, offers agricultural and rural banking solutions, provides merchant banking facilities, enables various payment methods, and delivers robust internet banking platforms. The institution further extends its offerings to include a variety of insurance products, such as health, property, home, motor, and general coverage. As of March 31, 2022, the bank commanded a substantial presence in India with 3,214 branches, 3,355 ATMs, and 2,659 business correspondents, complemented by four overseas branches located in Singapore, Hong Kong, Colombo, and Bangkok.
Share Price
$0.34244327
Last synced: 2026-10-16
Market Cap
$6.59B
Change (1 day)
1.17%
Change (1 year)
-22.37%
Country
IN
Trade Indian Overseas Bank (IOB)

Category

Financial Services
Operating Margin for Indian Overseas Bank (IOB)
Operating Margin as of October 2026 TTM: 18.25%
According to Indian Overseas Bank latest financial reports and stock price the company's current Operating Margin (TTM) is 18.25%. At the end of 2024 the company had an Operating Margin of 37.76%.
Operating Margin history for Indian Overseas Bank from 2005 to 2026
Operating Margin at the end of each year
Year Operating Margin Change
2026 (TTM) 18.25% 81.41%
2025 10.06% -73.36%
2024 37.76% -2.68%
2023 38.80% 43.17%
2022 27.10% 809.40%
2021 2.98% -102.82%
2020 -105.82% 406.80%
2019 -20.88% -49.61%
2018 -41.44% -105.69%
2017 728.12% -38.00%
2016 1,174.46% 179.77%
2015 419.79% 8.86%
2014 385.64% 0.20%
2013 384.86% 84.95%
2012 208.09% 26.07%
2011 165.06% -8.59%
2010 180.58% -0.42%
2009 181.34% -2.58%
2008 186.15% 28.22%
2007 145.18% 21.28%
2006 119.71% 15.71%
2005 103.46% 0.00%
Operating Margin for similar companies or competitors
Company Operating Margin Operating Margin Difference Country
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CN
0.00% -
IT
0.00% -
JP
0.00% -
IN
0.00% -
FR
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.