First National Corporation First National Corporation

First National Corporation

FXNC

Rank in Stocks #15188
First National Corporation serves as the holding company for First Bank, which... First National Corporation serves as the holding company for First Bank, which offers a diverse array of financial solutions and commercial banking services. It caters to a broad clientele across Virginia, including individuals, small and medium-sized enterprises, estates, local governmental bodies, and non-profit organizations. The bank's deposit offerings encompass essential accounts such as checking, savings, money market, and individual retirement accounts (IRAs), along with certificates of deposit (CDs) and sophisticated treasury management services. Its lending portfolio is extensive, featuring construction financing for residential properties, land acquisition, and development. It also provides mortgages for 1-4 family homes and commercial real estate loans, which are secured by various property types like multi-family residences, office and retail buildings, hotels, industrial sites, and religious facilities. For businesses, the bank extends commercial and industrial (C&I) loans, often collateralized by assets such as accounts receivable, equipment, and inventory. Furthermore, personal financing options range from home equity loans to a variety of secured and unsecured consumer loans, including lines of credit, vehicle financing, loans against deposits, and both installment and demand loans. Beyond traditional banking, First National Corporation delivers comprehensive wealth management services. These include estate planning, investment management for assets, and acting as a trustee for agreements and wills, in addition to estate settlement. Complementary services provided by the company include title insurance and investment advisory. Customers also benefit from modern conveniences such as internet and mobile banking, and remote deposit capture. The bank's presence spans 20 branch locations, a dedicated loan production office, a customer service center, and an expansive network of ATMs. The company was established in 1907 and its headquarters are situated in Strasburg, Virginia.
Share Price
$30.73
Last synced: 2026-11-09
Market Cap
$277.88M
Change (1 day)
1.02%
Change (1 year)
30.71%
Country

Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this

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Category

Financial Services
Operating Margin for First National Corporation (FXNC)
Operating Margin as of November 2026 TTM: 24.15%
According to First National Corporation's latest financial reports, its current operating margin (TTM) is 24.15%. At the end of 2025 the company had an operating margin of 19.56%.
Operating Margin history for First National Corporation from 2000 to 2026
Operating Margin at the end of each year
Year Operating Margin Change
2026 (TTM) 24.15% 23.47%
2025 19.56% 114.47%
2024 9.12% -47.56%
2023 17.39% -49.15%
2022 34.20% 21.97%
2021 28.04% 3.09%
2020 27.20% -6.46%
2019 29.08% -7.57%
2018 31.46% 8.67%
2017 28.95% 15.20%
2016 25.13% 105.48%
2015 12.23% -70.13%
2014 40.95% 120.04%
2013 18.61% 48.05%
2012 12.57% -154.30%
2011 -23.15% 29.33%
2010 -17.90% -303.41%
2009 8.80% -46.50%
2008 16.45% -19.44%
2007 20.42% -9.12%
2006 22.47% -13.88%
2005 26.09% 6.06%
2004 24.60% 9.38%
2003 22.49% 1.90%
2002 22.07% 11.63%
2001 19.77% 19.31%
2000 16.57% 0.00%
Operating Margin for similar companies or competitors
Company Operating Margin Operating Margin Difference Country
54.30% -97.75%
CN
57.52% -97.62%
IT
21.82% -99.10%
IN
26.74% -98.89%
IN
20.55% -99.15%
JP
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.

Questions about First National Corporation's operating margin

What is First National Corporation's operating margin?

First National Corporation's operating margin is 24.15%, as of Nov 2026.

What was First National Corporation's operating margin in 2025?

In 2025, First National Corporation's operating margin was 19.56%, compared with 9.12% in 2024.

How has First National Corporation's operating margin changed since 2020?

From 2020 to 2025, First National Corporation's operating margin was highest in 2022 (34.20%) and lowest in 2024 (9.12%).

How does First National Corporation's operating margin compare with similar companies?

First National Corporation's operating margin (24.15%) is higher than that of 2 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.