First United Corporation
FUNC
Rank in Stocks
#14813
First United Corporation acts as the holding company for First United Bank &... First United Corporation acts as the holding company for First United Bank & Trust, which delivers a wide array of retail and commercial banking solutions to both businesses and individual customers. The bank offers a diverse portfolio of deposit accounts, encompassing standard checking, savings, and money market options, in addition to specialized choices like regular and Individual Retirement Account (IRA) certificates of deposit, Christmas savings, college savings, and health savings accounts. It also provides advanced cash management programs, such as the Certificate of Deposit Account Registry Service (CDARS) and Insured Cash Sweep (ICS), available to governmental entities, businesses, and consumers. For its business clientele, First United extends comprehensive packages that feature treasury management, cash sweeping services, and various checking account opportunities. Regarding lending, the corporation provides an extensive range of loan products. These include commercial loans collateralized by real estate, equipment, vehicles, or other business assets. It also offers commercial real estate financing for residential and commercial developments, agricultural properties, and service industry buildings. Individual customers can access residential mortgage loans, home equity lines of credit, and residential real estate construction loans. Furthermore, the bank issues direct and indirect auto loans, student loans, and a variety of secured and unsecured term loans and lines of credit. Beyond traditional banking, the company furnishes a comprehensive suite of trust services, including personal and charitable trusts, investment agency accounts, and full-service retirement planning solutions (such as IRA rollovers, 401(k) accounts, and defined benefit plans), alongside estate administration and planning expertise. Supplementary services offered include insurance products, brokerage facilities, and practical amenities like safe deposit boxes and night depository facilities. First United Corporation's operational network consists of 26 banking branches, a dedicated customer care center, and 34 automated teller machines. This presence extends across Allegany, Frederick, Garrett, and Washington counties in Maryland, as well as Mineral, Berkeley, Monongalia, and Harrison counties in West Virginia. Established in 1900, the company's headquarters are situated in Oakland, Maryland.
Share Price
$46.36
Last synced: 2026-11-09
Market Cap
$299.30M
Change (1 day)
0.96%
Change (1 year)
28.03%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for First United Corporation (FUNC)
Operating Margin as of November 2026 TTM: 26.79%
According to First United Corporation's latest financial reports, its current operating margin (TTM) is 26.79%. At the end of 2025 the company had an operating margin of 27.30%.
Operating Margin history for First United Corporation from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 26.79% | -1.87% |
| 2025 | 27.30% | 12.07% |
| 2024 | 24.36% | 19.59% |
| 2023 | 20.37% | -50.62% |
| 2022 | 41.25% | 23.24% |
| 2021 | 33.47% | 44.70% |
| 2020 | 23.13% | 4.95% |
| 2019 | 22.04% | 10.81% |
| 2018 | 19.89% | -0.20% |
| 2017 | 19.93% | 19.84% |
| 2016 | 16.63% | -49.19% |
| 2015 | 32.73% | 187.86% |
| 2014 | 11.37% | -17.25% |
| 2013 | 13.74% | 67.56% |
| 2012 | 8.20% | 108.12% |
| 2011 | 3.94% | -117.33% |
| 2010 | -22.74% | 16.02% |
| 2009 | -19.60% | -275.94% |
| 2008 | 11.14% | -34.70% |
| 2007 | 17.06% | -12.20% |
| 2006 | 19.43% | -12.87% |
| 2005 | 22.30% | 47.49% |
| 2004 | 15.12% | -31.30% |
| 2003 | 22.01% | 9.78% |
| 2002 | 20.05% | 13.15% |
| 2001 | 17.72% | 4.67% |
| 2000 | 16.93% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.97% |
CN
|
|
| 57.52% | -97.85% |
IT
|
|
| 21.82% | -99.19% |
IN
|
|
| 26.74% | -99.00% |
IN
|
|
| 20.55% | -99.23% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about First United Corporation's operating margin
What is First United Corporation's operating margin?
First United Corporation's operating margin is 26.79%, as of Nov 2026.
What was First United Corporation's operating margin in 2025?
In 2025, First United Corporation's operating margin was 27.30%, compared with 24.36% in 2024.
How has First United Corporation's operating margin changed since 2020?
From 2020 to 2025, First United Corporation's operating margin was highest in 2022 (41.25%) and lowest in 2023 (20.37%).
How does First United Corporation's operating margin compare with similar companies?
First United Corporation's operating margin (26.79%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.