First Capital, Inc. First Capital, Inc.

First Capital, Inc.

FCAP

Rank in Stocks #16445
First Capital, Inc. operates as the bank holding company for First Harrison... First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company provides various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also offers residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it provides various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.
Share Price
$62.70
Last synced: 2026-11-09
Market Cap
$209.71M
Change (1 day)
0.56%
Change (1 year)
39.46%
Country

Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this

Category

Financial Services
Operating Margin for First Capital, Inc. (FCAP)
Operating Margin as of November 2026 TTM: 33.49%
According to First Capital, Inc.'s latest financial reports, its current operating margin (TTM) is 33.49%. At the end of 2025 the company had an operating margin of 30.48%.
Operating Margin history for First Capital, Inc. from 2000 to 2026
Operating Margin at the end of each year
Year Operating Margin Change
2026 (TTM) 33.49% 9.88%
2025 30.48% 25.02%
2024 24.38% -17.02%
2023 29.38% -13.59%
2022 34.00% -3.02%
2021 35.06% 13.24%
2020 30.96% -2.82%
2019 31.86% 3.34%
2018 30.83% -4.20%
2017 32.18% 6.52%
2016 30.21% -0.33%
2015 30.31% -10.70%
2014 33.94% 6.56%
2013 31.85% 35.30%
2012 23.54% 3.56%
2011 22.73% 7.57%
2010 21.13% 2,794.52%
2009 0.73% -95.81%
2008 17.42% 6.61%
2007 16.34% -13.09%
2006 18.80% -10.52%
2005 21.01% -0.47%
2004 21.11% -7.90%
2003 22.92% -5.56%
2002 24.27% 4.21%
2001 23.29% 18.95%
2000 19.58% 0.00%
Operating Margin for similar companies or competitors
Company Operating Margin Operating Margin Difference Country
54.30% -98.38%
CN
57.52% -98.28%
IT
21.82% -99.35%
IN
26.74% -99.20%
IN
20.55% -99.39%
JP
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.

Questions about First Capital, Inc.'s operating margin

What is First Capital, Inc.'s operating margin?

First Capital, Inc.'s operating margin is 33.49%, as of Nov 2026.

What was First Capital, Inc.'s operating margin in 2025?

In 2025, First Capital, Inc.'s operating margin was 30.48%, compared with 24.38% in 2024.

How has First Capital, Inc.'s operating margin changed since 2020?

From 2020 to 2025, First Capital, Inc.'s operating margin was highest in 2021 (35.06%) and lowest in 2024 (24.38%).

How does First Capital, Inc.'s operating margin compare with similar companies?

First Capital, Inc.'s operating margin (33.49%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.