Eagle Financial Services, Inc.
EFSI
Rank in Stocks
#15695
Eagle Financial Services, Inc. functions as the parent company for Bank of... Eagle Financial Services, Inc. functions as the parent company for Bank of Clarke County, delivering a comprehensive array of retail and commercial banking solutions across the Shenandoah Valley and Northern Virginia regions. Their core offerings include various deposit accounts, such as checking, NOW, money market, and standard savings accounts, alongside both demand and time deposits. The institution maintains a diverse loan portfolio, encompassing financing for single-to-four-family residential properties, commercial real estate ventures, construction and land development projects, and commercial and industrial enterprises. Additionally, they provide a range of consumer lending options, both secured and unsecured, including personal installment loans, lines of credit, auto loans, and credit card services. Beyond traditional banking, Eagle Financial Services offers personal and retirement planning assistance. Their investment services are extensive, featuring tax-deferred annuities, IRAs and rollovers, mutual funds, retirement and college savings plans, various insurance products (life, long-term care), fixed-income investments, brokerage CDs, and both full-service and discount brokerage options. They also facilitate non-deposit investment products and provide title insurance. To ensure convenient access, the company supports ATM and debit card services, alongside modern telephone, internet, and mobile banking platforms. For commercial clients, specialized services like ACH origination and remote deposit capture are available. The company's physical presence includes twelve full-service branches, two loan production offices, a dedicated wealth management office, and a drive-through only facility. Complementing these are 13 ATM locations, strategically placed throughout the Virginia communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Warrenton, Leesburg, Ashburn, and Fairfax. Established in 1881, Eagle Financial Services, Inc. is headquartered in Berryville, Virginia.
Share Price
$45.87
Last synced: 2026-11-09
Market Cap
$248.23M
Change (1 day)
0.35%
Change (1 year)
27.59%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for Eagle Financial Services, Inc. (EFSI)
Operating Margin as of November 2026 TTM: 14.92%
According to Eagle Financial Services, Inc.'s latest financial reports, its current operating margin (TTM) is 14.92%. At the end of 2025 the company had an operating margin of 9.49%.
Operating Margin history for Eagle Financial Services, Inc. from 2002 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 14.92% | 57.22% |
| 2025 | 9.49% | -46.80% |
| 2024 | 17.84% | 60.87% |
| 2023 | 11.09% | -58.12% |
| 2022 | 26.48% | 9.06% |
| 2021 | 24.28% | -14.96% |
| 2020 | 28.55% | 2.40% |
| 2019 | 27.88% | 0.07% |
| 2018 | 27.86% | -16.19% |
| 2017 | 33.24% | 17.25% |
| 2016 | 28.35% | -9.60% |
| 2015 | 31.36% | 4.78% |
| 2014 | 29.93% | -2.67% |
| 2013 | 30.75% | 8.35% |
| 2012 | 28.38% | 61.71% |
| 2011 | 17.55% | 25.00% |
| 2010 | 14.04% | 1.08% |
| 2009 | 13.89% | -12.64% |
| 2008 | 15.90% | -19.33% |
| 2007 | 19.71% | -18.18% |
| 2006 | 24.09% | -13.00% |
| 2005 | 27.69% | 0.73% |
| 2004 | 27.49% | -0.07% |
| 2003 | 27.51% | 6.13% |
| 2002 | 25.92% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -96.36% |
CN
|
|
| 57.52% | -96.14% |
IT
|
|
| 21.82% | -98.54% |
IN
|
|
| 26.74% | -98.21% |
IN
|
|
| 20.55% | -98.62% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Eagle Financial Services, Inc.'s operating margin
What is Eagle Financial Services, Inc.'s operating margin?
Eagle Financial Services, Inc.'s operating margin is 14.92%, as of Nov 2026.
What was Eagle Financial Services, Inc.'s operating margin in 2025?
In 2025, Eagle Financial Services, Inc.'s operating margin was 9.49%, compared with 17.84% in 2024.
How has Eagle Financial Services, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Eagle Financial Services, Inc.'s operating margin was highest in 2020 (28.55%) and lowest in 2025 (9.49%).
How does Eagle Financial Services, Inc.'s operating margin compare with similar companies?
Eagle Financial Services, Inc.'s operating margin (14.92%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.