Consumer Portfolio Services, Inc.
CPSS
Rank in Stocks
#16087
Consumer Portfolio Services, Inc. operates as a specialty finance company in... Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.
Share Price
$10.45
Last synced: 2026-11-09
Market Cap
$228.34M
Change (1 day)
2.75%
Change (1 year)
31.45%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Consumer Portfolio Services, Inc. (CPSS)
Category
Financial Services
Operating Margin for Consumer Portfolio Services, Inc. (CPSS)
Operating Margin as of November 2026 TTM: 48.25%
According to Consumer Portfolio Services, Inc.'s latest financial reports, its current operating margin (TTM) is 48.25%. At the end of 2025 the company had an operating margin of 60.76%.
Operating Margin history for Consumer Portfolio Services, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 48.25% | -20.59% |
| 2025 | 60.76% | 771.74% |
| 2024 | 6.97% | -59.85% |
| 2023 | 17.36% | -50.74% |
| 2022 | 35.24% | 43.54% |
| 2021 | 24.55% | 230.86% |
| 2020 | 7.42% | 180.00% |
| 2019 | 2.65% | -44.79% |
| 2018 | 4.80% | -34.96% |
| 2017 | 7.38% | -37.24% |
| 2016 | 11.76% | -30.33% |
| 2015 | 16.88% | -2.99% |
| 2014 | 17.40% | 14.62% |
| 2013 | 15.18% | 209.16% |
| 2012 | 4.91% | -148.61% |
| 2011 | -10.10% | -3.26% |
| 2010 | -10.44% | -52.70% |
| 2009 | -22.07% | 87.03% |
| 2008 | -11.80% | -294.40% |
| 2007 | 6.07% | 28.33% |
| 2006 | 4.73% | 171.84% |
| 2005 | 1.74% | -114.39% |
| 2004 | -12.09% | 318.34% |
| 2003 | -2.89% | -4,916.67% |
| 2002 | 0.06% | 0.00% |
| 2001 | 0.00% | 0.00% |
| 2000 | 0.00% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 61.24% | -98.73% |
US
|
|
| 58.76% | -98.78% |
US
|
|
| 27.55% | -99.43% |
US
|
|
| 21.12% | -99.56% |
US
|
|
| 39.84% | -99.17% |
IN
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Consumer Portfolio Services, Inc.'s operating margin
What is Consumer Portfolio Services, Inc.'s operating margin?
Consumer Portfolio Services, Inc.'s operating margin is 48.25%, as of Nov 2026.
What was Consumer Portfolio Services, Inc.'s operating margin in 2025?
In 2025, Consumer Portfolio Services, Inc.'s operating margin was 60.76%, compared with 6.97% in 2024.
How has Consumer Portfolio Services, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Consumer Portfolio Services, Inc.'s operating margin was highest in 2025 (60.76%) and lowest in 2024 (6.97%).
How does Consumer Portfolio Services, Inc.'s operating margin compare with similar companies?
Consumer Portfolio Services, Inc.'s operating margin (48.25%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is Visa Inc., with 61.24%.