Central Pacific Financial Corp.
CPF
Rank in Stocks
#8683
Central Pacific Financial Corporation functions as the parent company of... Central Pacific Financial Corporation functions as the parent company of Central Pacific Bank, delivering a comprehensive suite of commercial banking services and financial solutions. This institution caters to businesses, professionals, and individual clients across the United States. Its diverse range of deposit offerings includes personal and commercial checking and savings accounts, money market accounts, and certificates of deposit (CDs). The bank is also a significant lender, providing commercial, financial, and agricultural loans, alongside both commercial and residential mortgages and construction financing. These lending solutions are tailored for small to mid-sized enterprises, business professionals, and real estate developers and investors. Furthermore, it extends home equity and various consumer loans to local residents and individuals seeking to purchase homes. Beyond core banking, it offers a wide array of supplementary services, such as debit cards, online and mobile banking platforms, cash management solutions, extensive ATM access, and other digital banking tools. Clients can also utilize traveler's checks, safe deposit boxes, international banking support, night depositories, foreign exchange, and wire transfer services, as well as trust and retail brokerage offerings. A dedicated wealth management division provides non-deposit investment products, annuities, insurance, and professional investment management, alongside asset custody and general financial consultation and planning assistance. As of December 31, 2021, its operational footprint included 30 branch locations and 69 automated teller machines exclusively throughout Hawaii. Established in 1954, the corporation maintains its headquarters in Honolulu, Hawaii.
Share Price
$39.02
Last synced: 2026-11-09
Market Cap
$992.81M
Change (1 day)
1.88%
Change (1 year)
31.78%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Central Pacific Financial Corp. (CPF)
Category
Financial Services
Operating Margin for Central Pacific Financial Corp. (CPF)
Operating Margin as of November 2026 TTM: 27.56%
According to Central Pacific Financial Corp.'s latest financial reports, its current operating margin (TTM) is 27.56%. At the end of 2025 the company had an operating margin of 27.79%.
Operating Margin history for Central Pacific Financial Corp. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 27.56% | -0.83% |
| 2025 | 27.79% | 39.09% |
| 2024 | 19.98% | -16.85% |
| 2023 | 24.03% | -32.59% |
| 2022 | 35.65% | -12.32% |
| 2021 | 40.66% | 113.66% |
| 2020 | 19.03% | -36.94% |
| 2019 | 30.18% | -10.47% |
| 2018 | 33.71% | -4.56% |
| 2017 | 35.32% | -3.15% |
| 2016 | 36.47% | -4.90% |
| 2015 | 38.35% | 20.07% |
| 2014 | 31.94% | 3.80% |
| 2013 | 30.77% | 22.39% |
| 2012 | 25.14% | 32.66% |
| 2011 | 18.95% | -115.83% |
| 2010 | -119.72% | 8.14% |
| 2009 | -110.71% | 111.24% |
| 2008 | -52.41% | -837.13% |
| 2007 | 7.11% | -78.55% |
| 2006 | 33.14% | -7.48% |
| 2005 | 35.82% | 14.40% |
| 2004 | 31.31% | -20.43% |
| 2003 | 39.35% | 9.09% |
| 2002 | 36.07% | 33.59% |
| 2001 | 27.00% | 23.97% |
| 2000 | 21.78% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.03% |
CN
|
|
| 57.52% | -97.91% |
IT
|
|
| 21.82% | -99.21% |
IN
|
|
| 26.74% | -99.03% |
IN
|
|
| 20.55% | -99.25% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Central Pacific Financial Corp.'s operating margin
What is Central Pacific Financial Corp.'s operating margin?
Central Pacific Financial Corp.'s operating margin is 27.56%, as of Nov 2026.
What was Central Pacific Financial Corp.'s operating margin in 2025?
In 2025, Central Pacific Financial Corp.'s operating margin was 27.79%, compared with 19.98% in 2024.
How has Central Pacific Financial Corp.'s operating margin changed since 2020?
From 2020 to 2025, Central Pacific Financial Corp.'s operating margin was highest in 2021 (40.66%) and lowest in 2020 (19.03%).
How does Central Pacific Financial Corp.'s operating margin compare with similar companies?
Central Pacific Financial Corp.'s operating margin (27.56%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.