First Commerce Bank
CMRB
Rank in Stocks
#17828
First Commerce Bank is a financial institution offering a diverse array of... First Commerce Bank is a financial institution offering a diverse array of banking products and services. It caters to the needs of individuals, professional entities, and small to medium-sized businesses. For its commercial clients, the bank provides accounts such as business checking, statement savings, money market, and escrow sub-accounts. Additionally, it facilitates electronic payments through ACH origination and remote deposit functionalities. Individual customers can access personal checking, money market, and traditional savings accounts. The bank's lending portfolio encompasses various commercial and business loan options, including commercial mortgages, construction financing, Small Business Administration (SBA) loans, term loans, equipment financing, and lines of credit. Complementing these, First Commerce Bank also offers convenient services like safe deposit boxes, telephone and mobile banking, online banking with bill payment capabilities, debit cards, and wire transfer facilities. Its primary operational focus is within four New Jersey counties: Bergen, Mercer, Monmouth, and Ocean. Established in 2006, the institution initially operated as Northern State Bank before rebranding to First Commerce Bank in June 2011. Its main office is situated in Lakewood, New Jersey.
Share Price
$7.40
Last synced: 2026-11-09
Market Cap
$153.79M
Change (1 day)
-1.86%
Change (1 year)
45.10%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade First Commerce Bank (CMRB)
Category
Financial Services
Operating Margin for First Commerce Bank (CMRB)
Operating Margin as of November 2026 TTM: 15.71%
According to First Commerce Bank's latest financial reports, its current operating margin (TTM) is 15.71%. At the end of 2025 the company had an operating margin of 11.27%.
Operating Margin history for First Commerce Bank from 2013 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 15.71% | 39.40% |
| 2025 | 11.27% | 62.63% |
| 2024 | 6.93% | -82.46% |
| 2023 | 39.52% | -1.98% |
| 2022 | 40.32% | -15.44% |
| 2021 | 47.68% | 56.33% |
| 2020 | 30.50% | 1.94% |
| 2019 | 29.92% | -12.21% |
| 2018 | 34.08% | -41.00% |
| 2017 | 57.76% | -4.02% |
| 2016 | 60.18% | 11.51% |
| 2015 | 53.97% | 30.61% |
| 2014 | 41.32% | 27.18% |
| 2013 | 32.49% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -96.54% |
CN
|
|
| 57.52% | -96.34% |
IT
|
|
| 21.82% | -98.61% |
IN
|
|
| 26.74% | -98.30% |
IN
|
|
| 20.55% | -98.69% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about First Commerce Bank's operating margin
What is First Commerce Bank's operating margin?
First Commerce Bank's operating margin is 15.71%, as of Nov 2026.
What was First Commerce Bank's operating margin in 2025?
In 2025, First Commerce Bank's operating margin was 11.27%, compared with 6.93% in 2024.
How has First Commerce Bank's operating margin changed since 2020?
From 2020 to 2025, First Commerce Bank's operating margin was highest in 2021 (47.68%) and lowest in 2024 (6.93%).
How does First Commerce Bank's operating margin compare with similar companies?
First Commerce Bank's operating margin (15.71%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.