Chemung Financial Corporation
CHMG
Rank in Stocks
#13087
Chemung Financial Corporation (CFC) functions as the parent company for Chemung... Chemung Financial Corporation (CFC) functions as the parent company for Chemung Canal Trust Company, providing a comprehensive suite of banking, financing, and fiduciary services. CFC offers a diverse array of deposit products, including demand, savings, and time accounts, alongside both interest-bearing and non-interest-bearing checking accounts, and insured money market accounts. The company's lending portfolio encompasses commercial and agricultural loans tailored for small to mid-sized businesses, commercial and residential mortgages, and various consumer loans, such as home equity lines of credit and home equity term loans. Beyond traditional banking, Chemung Financial extends financial solutions like interest rate swaps, letters of credit, wealth management, and support for employee benefit plans. They also facilitate access to mutual funds, various insurance products, brokerage services, and tax preparation services. Additionally, its trust and wealth services include guardian, custodian, and trustee roles. The corporation also acts as an agent for pension, profit-sharing, and other employee benefit trusts, while providing administrative support for investments, pensions, and estate planning. Operating through 31 branch locations, the company serves 13 counties in New York and Bradford County in Pennsylvania. Established in 1833, Chemung Financial Corporation is headquartered in Elmira, New York.
Share Price
$86.29
Last synced: 2026-11-09
Market Cap
$416.16M
Change (1 day)
1.82%
Change (1 year)
67.91%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Chemung Financial Corporation (CHMG)
Category
Financial Services
Operating Margin for Chemung Financial Corporation (CHMG)
Operating Margin as of November 2026 TTM: 19.47%
According to Chemung Financial Corporation's latest financial reports, its current operating margin (TTM) is 19.47%. At the end of 2025 the company had an operating margin of 14.25%.
Operating Margin history for Chemung Financial Corporation from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 19.47% | 36.63% |
| 2025 | 14.25% | -29.14% |
| 2024 | 20.11% | -12.79% |
| 2023 | 23.06% | -36.30% |
| 2022 | 36.20% | -1.52% |
| 2021 | 36.76% | 33.77% |
| 2020 | 27.48% | 24.40% |
| 2019 | 22.09% | -18.91% |
| 2018 | 27.24% | 48.04% |
| 2017 | 18.40% | -2.28% |
| 2016 | 18.83% | -1.10% |
| 2015 | 19.04% | 27.02% |
| 2014 | 14.99% | -19.41% |
| 2013 | 18.60% | -22.37% |
| 2012 | 23.96% | 3.99% |
| 2011 | 23.04% | -5.69% |
| 2010 | 24.43% | 115.05% |
| 2009 | 11.36% | -41.89% |
| 2008 | 19.55% | 9.65% |
| 2007 | 17.83% | 4.39% |
| 2006 | 17.08% | -8.42% |
| 2005 | 18.65% | -24.95% |
| 2004 | 24.85% | 36.31% |
| 2003 | 18.23% | 13.51% |
| 2002 | 16.06% | -23.67% |
| 2001 | 21.04% | -4.28% |
| 2000 | 21.98% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.21% |
CN
|
|
| 57.52% | -97.05% |
IT
|
|
| 21.82% | -98.88% |
IN
|
|
| 26.74% | -98.63% |
IN
|
|
| 20.55% | -98.94% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Chemung Financial Corporation's operating margin
What is Chemung Financial Corporation's operating margin?
Chemung Financial Corporation's operating margin is 19.47%, as of Nov 2026.
What was Chemung Financial Corporation's operating margin in 2025?
In 2025, Chemung Financial Corporation's operating margin was 14.25%, compared with 20.11% in 2024.
How has Chemung Financial Corporation's operating margin changed since 2020?
From 2020 to 2025, Chemung Financial Corporation's operating margin was highest in 2021 (36.76%) and lowest in 2025 (14.25%).
How does Chemung Financial Corporation's operating margin compare with similar companies?
Chemung Financial Corporation's operating margin (19.47%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.