CB Financial Services, Inc.
CBFV
Rank in Stocks
#16451
CB Financial Services, Inc. functions as the parent company for Community Bank,... CB Financial Services, Inc. functions as the parent company for Community Bank, delivering a broad spectrum of banking solutions and financial services to individuals and businesses. Its operational footprint spans southwestern Pennsylvania, West Virginia, and Ohio. The bank's core deposit offerings include checking accounts (comprising both demand and NOW accounts), money market accounts, savings accounts, and various time deposit products. A comprehensive suite of loan products is also provided. For residential borrowers, this includes real estate financing such as mortgages for single- to four-family homes, home equity installment loans, and home equity lines of credit. Commercial real estate loans are offered, typically secured by developed properties like retail centers, office buildings, and other non-residential structures. Construction financing is available for both individual residential dwellings and commercial projects, ranging from hotels and apartment buildings to housing developments and owner-occupied business properties. Furthermore, the institution extends commercial and industrial loans and lines of credit, alongside diverse consumer loans like indirect auto financing, secured and unsecured personal loans, and credit lines. Beyond traditional banking, CB Financial Services also operates an insurance agency, providing a variety of products such as property and casualty coverage, commercial liability policies, surety bonds, and other related services. Its physical presence comprises a main office and 13 branch locations distributed across Greene, Allegheny, Washington, Fayette, and Westmoreland counties in southwestern Pennsylvania; Marshall and Ohio counties in West Virginia; and Belmont County in Ohio. An additional loan production office is located in Allegheny County. Founded in 1901, the company's corporate headquarters are situated in Carmichaels, Pennsylvania.
Share Price
$41.20
Last synced: 2026-11-09
Market Cap
$209.49M
Change (1 day)
1.23%
Change (1 year)
21.79%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for CB Financial Services, Inc. (CBFV)
Operating Margin as of November 2026 TTM: 25.60%
According to CB Financial Services, Inc.'s latest financial reports, its current operating margin (TTM) is 25.60%. At the end of 2025 the company had an operating margin of 7.72%.
Operating Margin history for CB Financial Services, Inc. from 2002 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 25.60% | 231.61% |
| 2025 | 7.72% | -60.14% |
| 2024 | 19.37% | -61.61% |
| 2023 | 50.45% | 96.15% |
| 2022 | 25.72% | -12.40% |
| 2021 | 29.36% | -270.30% |
| 2020 | -17.24% | -161.97% |
| 2019 | 27.82% | 64.42% |
| 2018 | 16.92% | -32.29% |
| 2017 | 24.99% | -10.14% |
| 2016 | 27.81% | -9.59% |
| 2015 | 30.76% | 24.84% |
| 2014 | 24.64% | -5.52% |
| 2013 | 26.08% | 7.90% |
| 2012 | 24.17% | 6.24% |
| 2011 | 22.75% | 6.76% |
| 2005 | 21.31% | 62.80% |
| 2004 | 13.09% | 7.38% |
| 2003 | 12.19% | -34.50% |
| 2002 | 18.61% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.88% |
CN
|
|
| 57.52% | -97.75% |
IT
|
|
| 21.82% | -99.15% |
IN
|
|
| 26.74% | -98.96% |
IN
|
|
| 20.55% | -99.20% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about CB Financial Services, Inc.'s operating margin
What is CB Financial Services, Inc.'s operating margin?
CB Financial Services, Inc.'s operating margin is 25.60%, as of Nov 2026.
What was CB Financial Services, Inc.'s operating margin in 2025?
In 2025, CB Financial Services, Inc.'s operating margin was 7.72%, compared with 19.37% in 2024.
How has CB Financial Services, Inc.'s operating margin changed since 2020?
From 2020 to 2025, CB Financial Services, Inc.'s operating margin was highest in 2023 (50.45%) and lowest in 2020 (-17.24%).
How does CB Financial Services, Inc.'s operating margin compare with similar companies?
CB Financial Services, Inc.'s operating margin (25.60%) is higher than that of 2 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.