Carter Bankshares, Inc.
CARE
Rank in Stocks
#10779
Carter Bankshares, Inc. functions as the parent company for Carter Bank &... Carter Bankshares, Inc. functions as the parent company for Carter Bank & Trust, delivering a comprehensive suite of banking solutions. It provides a variety of deposit accounts, including checking, savings, retirement, money market, and longer-term certificates of deposit. The institution also offers diverse loan products, such as secured and unsecured commercial loans, alongside consumer loans for purposes like auto financing, home improvements, education, overdraft protection, and personal investments. Additionally, it originates and holds residential mortgages (both fixed and variable rate), real estate construction and acquisition loans, home equity lines of credit, and credit cards. Beyond lending and deposits, Carter Bank & Trust furnishes other banking conveniences including safe deposit boxes, direct deposit services, extensive online and mobile banking capabilities (featuring bill pay, online account opening, and mobile deposit), debit cards, e-statements, and ATM access. The company further provides title insurance, various financial institution-related products, and treasury and corporate cash management services. Founded in 1974 and based in Martinsville, Virginia, Carter Bankshares, Inc. operates 69 branch locations spanning Virginia and North Carolina.
Share Price
$29.39
Last synced: 2026-11-09
Market Cap
$649.27M
Change (1 day)
2.44%
Change (1 year)
67.18%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Carter Bankshares, Inc. (CARE)
Category
Financial Services
Operating Margin for Carter Bankshares, Inc. (CARE)
Operating Margin as of November 2026 TTM: 46.80%
According to Carter Bankshares, Inc.'s latest financial reports, its current operating margin (TTM) is 46.80%. At the end of 2025 the company had an operating margin of 15.71%.
Operating Margin history for Carter Bankshares, Inc. from 2006 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 46.80% | 197.90% |
| 2025 | 15.71% | 21.97% |
| 2024 | 12.88% | -5.01% |
| 2023 | 13.56% | -60.64% |
| 2022 | 34.45% | 50.90% |
| 2021 | 22.83% | -182.93% |
| 2020 | -27.53% | -266.85% |
| 2019 | 16.50% | 82.12% |
| 2018 | 9.06% | -171.79% |
| 2017 | -12.62% | -204.99% |
| 2016 | 12.02% | -59.96% |
| 2015 | 30.02% | 10.37% |
| 2014 | 27.20% | 22.41% |
| 2013 | 22.22% | -9.16% |
| 2012 | 24.46% | 5.16% |
| 2011 | 23.26% | 42.52% |
| 2010 | 16.32% | 42.53% |
| 2009 | 11.45% | 74.01% |
| 2008 | 6.58% | -36.49% |
| 2007 | 10.36% | -16.72% |
| 2006 | 12.44% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.84% |
CN
|
|
| 57.52% | -98.77% |
IT
|
|
| 21.82% | -99.53% |
IN
|
|
| 26.74% | -99.43% |
IN
|
|
| 20.55% | -99.56% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Carter Bankshares, Inc.'s operating margin
What is Carter Bankshares, Inc.'s operating margin?
Carter Bankshares, Inc.'s operating margin is 46.80%, as of Nov 2026.
What was Carter Bankshares, Inc.'s operating margin in 2025?
In 2025, Carter Bankshares, Inc.'s operating margin was 15.71%, compared with 12.88% in 2024.
How has Carter Bankshares, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Carter Bankshares, Inc.'s operating margin was highest in 2022 (34.45%) and lowest in 2020 (-27.53%).
How does Carter Bankshares, Inc.'s operating margin compare with similar companies?
Carter Bankshares, Inc.'s operating margin (46.80%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.