BV Financial, Inc.
BVFL
Rank in Stocks
#16977
BV Financial, Inc. operates as the holding company for BayVanguard Bank that... BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in the United States. The company offers noninterest-bearing and interest-bearing checking accounts and money market accounts, savings accounts, and certificates of deposits. Its loan products include real estate, home equity, construction, lot, auto, boat, and other personal loans; personal credit cards; and commercial lending products, such as commercial equipment/installation, commercial real estate, construction, investment real estate, lines of credit, and SBA loans, as well as loans for short-term real estate purchase, renovation, and sale projects. It also provides ATM, overdraft, safe deposit, bill pay, positive pay, remote deposit capture, ACH origination, merchant, and online banking services. BV Financial, Inc. was founded in 1873 and is headquartered in Baltimore, Maryland.
Share Price
$21.92
Last synced: 2026-11-09
Market Cap
$185.68M
Change (1 day)
1.62%
Change (1 year)
29.32%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade BV Financial, Inc. (BVFL)
Category
Financial Services
Operating Margin for BV Financial, Inc. (BVFL)
Operating Margin as of November 2026 TTM: 31.77%
According to BV Financial, Inc.'s latest financial reports, its current operating margin (TTM) is 31.77%. At the end of 2025 the company had an operating margin of 32.38%.
Operating Margin history for BV Financial, Inc. from 2003 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 31.77% | -1.88% |
| 2025 | 32.38% | -2.91% |
| 2024 | 33.35% | -15.85% |
| 2023 | 39.63% | 5.57% |
| 2022 | 37.54% | -7.06% |
| 2021 | 40.39% | -10.72% |
| 2020 | 45.24% | 71.49% |
| 2019 | 26.38% | 60.85% |
| 2018 | 16.40% | 16.81% |
| 2017 | 14.04% | 0.00% |
| 2016 | 0.00% | -100.00% |
| 2015 | 11.31% | -22.21% |
| 2014 | 14.54% | -13.09% |
| 2013 | 16.73% | 14.82% |
| 2012 | 14.57% | -126.63% |
| 2009 | -54.71% | 757.52% |
| 2008 | -6.38% | -422.22% |
| 2007 | 1.98% | -78.98% |
| 2006 | 9.42% | -35.74% |
| 2005 | 14.66% | -10.28% |
| 2004 | 16.34% | 31.67% |
| 2003 | 12.41% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.29% |
CN
|
|
| 57.52% | -98.19% |
IT
|
|
| 21.82% | -99.31% |
IN
|
|
| 26.74% | -99.16% |
IN
|
|
| 20.55% | -99.35% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about BV Financial, Inc.'s operating margin
What is BV Financial, Inc.'s operating margin?
BV Financial, Inc.'s operating margin is 31.77%, as of Nov 2026.
What was BV Financial, Inc.'s operating margin in 2025?
In 2025, BV Financial, Inc.'s operating margin was 32.38%, compared with 33.35% in 2024.
How has BV Financial, Inc.'s operating margin changed since 2020?
From 2020 to 2025, BV Financial, Inc.'s operating margin was highest in 2020 (45.24%) and lowest in 2025 (32.38%).
How does BV Financial, Inc.'s operating margin compare with similar companies?
BV Financial, Inc.'s operating margin (31.77%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.