Affirm Holdings, Inc.
AFRM
Rank in Stocks
#1070
Affirm Holdings, Inc. provides a digital and mobile-first commerce platform... Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.
Share Price
$73.42
Last synced: 2026-10-16
Market Cap
$21.80B
Change (1 day)
-3.30%
Change (1 year)
8.12%
Country
US
Trade Affirm Holdings, Inc. (AFRM)
Category
Financial Services
Operating Margin for Affirm Holdings, Inc. (AFRM)
Operating Margin as of October 2026 TTM: 15.50%
According to Affirm Holdings, Inc. latest financial reports and stock price the company's current Operating Margin (TTM) is 15.50%. At the end of 2024 the company had an Operating Margin of -26.51%.
Operating Margin history for Affirm Holdings, Inc. from 2019 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 15.50% | -671.96% |
| 2025 | -2.71% | -89.78% |
| 2024 | -26.51% | -64.94% |
| 2023 | -75.62% | 28.13% |
| 2022 | -59.02% | 57.34% |
| 2021 | -37.51% | 153.27% |
| 2020 | -14.81% | -61.44% |
| 2019 | -38.41% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 60.68% | -96.09% |
US
|
|
| 58.81% | -96.21% |
US
|
|
| 27.18% | -98.25% |
US
|
|
| 21.02% | -98.64% |
US
|
|
| 37.46% | -97.58% |
IN
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.