ACNB Corporation
ACNB
Rank in Stocks
#10559
ACNB Corporation operates as a financial holding company, offering a... ACNB Corporation operates as a financial holding company, offering a comprehensive suite of banking, insurance, and financial services to a diverse clientele including individuals, businesses, and government entities across the United States. Its banking segment provides a range of deposit products such as checking, savings, money market, and time accounts, along with debit cards. The company is also a significant lender, furnishing commercial products like mortgages, real estate development and construction financing, accounts receivable and inventory loans, and agricultural and governmental funding. For individual consumers, it supplies home equity loans and lines of credit, automotive and recreational vehicle loans, manufactured housing loans, and personal lines of credit. Mortgage programs encompass personal residential, construction, and investment properties. Beyond traditional banking, ACNB delivers extensive wealth management and trust services, acting as a trustee to oversee, manage, and distribute financial assets for testamentary, life insurance, and charitable remainder trusts, as well as guardianships, powers of attorney, custodial accounts, and investment advisory and management services. Retail brokerage is also available. Additionally, the corporation offers various insurance products, including property and casualty, health, life, and disability coverage for both commercial and individual clients. Customers benefit from convenient access through online, telephone, and mobile banking, alongside automated teller machine services. Established in 1857 and based in Gettysburg, Pennsylvania, ACNB's physical network as of December 31, 2021, comprised 19 community banking branches across Adams, York, Cumberland, and Franklin counties in Pennsylvania; five community banking offices in Frederick County, Maryland; and six in Carroll County, Maryland. Loan offices further extend its reach in Lancaster and York, Pennsylvania, and Hunt Valley, Maryland.
Share Price
$66.67
Last synced: 2026-11-09
Market Cap
$678.03M
Change (1 day)
1.72%
Change (1 year)
37.98%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for ACNB Corporation (ACNB)
Operating Margin as of November 2026 TTM: 34.17%
According to ACNB Corporation's latest financial reports, its current operating margin (TTM) is 34.17%. At the end of 2025 the company had an operating margin of 27.26%.
Operating Margin history for ACNB Corporation from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 34.17% | 25.35% |
| 2025 | 27.26% | -10.86% |
| 2024 | 30.58% | -11.95% |
| 2023 | 34.73% | -16.21% |
| 2022 | 41.45% | 19.49% |
| 2021 | 34.69% | 61.05% |
| 2020 | 21.54% | -35.64% |
| 2019 | 33.47% | 0.75% |
| 2018 | 33.22% | 33.36% |
| 2017 | 24.91% | -9.35% |
| 2016 | 27.48% | -3.55% |
| 2015 | 28.49% | 5.32% |
| 2014 | 27.05% | 12.57% |
| 2013 | 24.03% | 12.18% |
| 2012 | 21.42% | 7.69% |
| 2011 | 19.89% | 7.86% |
| 2010 | 18.44% | 22.61% |
| 2009 | 15.04% | 10.26% |
| 2008 | 13.64% | -14.27% |
| 2007 | 15.91% | 0.51% |
| 2006 | 15.83% | -7.80% |
| 2005 | 17.17% | -35.23% |
| 2004 | 26.51% | -12.10% |
| 2003 | 30.16% | 7.52% |
| 2002 | 28.05% | -0.78% |
| 2001 | 28.27% | -1.64% |
| 2000 | 28.74% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.41% |
CN
|
|
| 57.52% | -98.32% |
IT
|
|
| 21.82% | -99.36% |
IN
|
|
| 26.74% | -99.22% |
IN
|
|
| 20.55% | -99.40% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about ACNB Corporation's operating margin
What is ACNB Corporation's operating margin?
ACNB Corporation's operating margin is 34.17%, as of Nov 2026.
What was ACNB Corporation's operating margin in 2025?
In 2025, ACNB Corporation's operating margin was 27.26%, compared with 30.58% in 2024.
How has ACNB Corporation's operating margin changed since 2020?
From 2020 to 2025, ACNB Corporation's operating margin was highest in 2022 (41.45%) and lowest in 2020 (21.54%).
How does ACNB Corporation's operating margin compare with similar companies?
ACNB Corporation's operating margin (34.17%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.