The Bank of Saga Ltd.
8395
Rank in Stocks
#11056
The Bank of Saga Ltd. provides a diverse range of banking products and... The Bank of Saga Ltd. provides a diverse range of banking products and financial services across Japan. Its offerings encompass a variety of deposit accounts, including current, savings, ordinary, notification, time, segregated, tax reserve, non-resident yen, and foreign currency options. The institution also extends various lending solutions such as mortgage, auto, education, and card loans, along with bill discounting services. To manage and fund its deposit base, the bank undertakes investments in government, municipal, and corporate bonds, as well as equities and other securities. Beyond these, it facilitates remittances, transfers, and collections, and delivers comprehensive foreign exchange services for both export and import transactions. The company further participates in bond contracting and registration, alongside financial futures trading. Additional services include safe deposit boxes, securities lending, debt guarantees, underwriting and sales of public bonds, diverse card services, commercial paper activities, defined contribution pension plans, and acting as a life insurance agency. As of March 31, 2021, its operational network comprised 103 branches and 78 off-branch ATMs. Established in 1882, the bank is headquartered in Saga, Japan.
Share Price
$36.27
Last synced: 2026-11-10
Market Cap
$612.98M
Change (1 day)
1.96%
Change (1 year)
70.88%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade The Bank of Saga Ltd. (8395)
Category
Financial Services
Operating Margin for The Bank of Saga Ltd. (8395)
Operating Margin as of November 2026 TTM: 19.03%
According to The Bank of Saga Ltd.'s latest financial reports, its current operating margin (TTM) is 19.03%. At the end of 2025 the company had an operating margin of 20.25%.
Operating Margin history for The Bank of Saga Ltd. from 2006 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 19.03% | -6.02% |
| 2025 | 20.25% | 25.31% |
| 2024 | 16.16% | -5.05% |
| 2023 | 17.02% | 3.78% |
| 2022 | 16.40% | 59.22% |
| 2021 | 10.30% | -4.63% |
| 2020 | 10.80% | 18.81% |
| 2019 | 9.09% | -59.80% |
| 2018 | 22.61% | 129.78% |
| 2017 | 9.84% | -25.96% |
| 2016 | 13.29% | -22.14% |
| 2015 | 17.07% | -13.13% |
| 2014 | 19.65% | 40.76% |
| 2013 | 13.96% | -29.21% |
| 2012 | 19.72% | 38.68% |
| 2011 | 14.22% | -36.29% |
| 2010 | 22.32% | -1,066.23% |
| 2009 | -2.31% | -120.21% |
| 2008 | 11.43% | -41.14% |
| 2007 | 19.42% | -12.21% |
| 2006 | 22.12% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.15% |
CN
|
|
| 57.52% | -96.98% |
IT
|
|
| 21.82% | -98.85% |
IN
|
|
| 26.74% | -98.59% |
IN
|
|
| 20.55% | -98.92% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about The Bank of Saga Ltd.'s operating margin
What is The Bank of Saga Ltd.'s operating margin?
The Bank of Saga Ltd.'s operating margin is 19.03%, as of Nov 2026.
What was The Bank of Saga Ltd.'s operating margin in 2025?
In 2025, The Bank of Saga Ltd.'s operating margin was 20.25%, compared with 16.16% in 2024.
How has The Bank of Saga Ltd.'s operating margin changed since 2020?
From 2020 to 2025, The Bank of Saga Ltd.'s operating margin was highest in 2025 (20.25%) and lowest in 2021 (10.30%).
How does The Bank of Saga Ltd.'s operating margin compare with similar companies?
The Bank of Saga Ltd.'s operating margin (19.03%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.