United Bancorp, Inc.
UBCP
Rank in Stocks
#20501
United Bancorp, Inc. acts as the parent organization for Unified Bank, which... United Bancorp, Inc. acts as the parent organization for Unified Bank, which delivers a comprehensive range of commercial and individual banking solutions, with a primary focus on Ohio. The bank facilitates various deposit options, including checking, savings, and certificates of deposit, and extends credit for business ventures, residential and commercial property acquisitions, and personal needs. As of December 31, 2021, its operational reach included a network of branch offices across Ohio's Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas Counties, as well as Marshall and Ohio Counties in West Virginia and adjacent territories. A dedicated loan origination office was also present in Wheeling, West Virginia. Founded in 1902, United Bancorp, Inc. is headquartered in Martins Ferry, Ohio.
Share Price
$14.55
Last synced: 2026-11-09
Market Cap
$83.45M
Change (1 day)
2.46%
Change (1 year)
11.07%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for United Bancorp, Inc. (UBCP)
Operating Margin as of November 2026 TTM: 15.98%
According to United Bancorp, Inc.'s latest financial reports, its current operating margin (TTM) is 15.98%. At the end of 2025 the company had an operating margin of 17.41%.
Operating Margin history for United Bancorp, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 15.98% | -8.21% |
| 2025 | 17.41% | 4.94% |
| 2024 | 16.59% | -28.49% |
| 2023 | 23.20% | -22.77% |
| 2022 | 30.04% | -14.46% |
| 2021 | 35.12% | 41.38% |
| 2020 | 24.84% | 3.67% |
| 2019 | 23.96% | 17.62% |
| 2018 | 20.37% | -23.10% |
| 2017 | 26.49% | 4.29% |
| 2016 | 25.40% | 10.72% |
| 2015 | 22.94% | 28.88% |
| 2014 | 17.80% | 27.32% |
| 2013 | 13.98% | 1.60% |
| 2012 | 13.76% | -17.26% |
| 2011 | 16.63% | 50.23% |
| 2010 | 11.07% | -13.79% |
| 2009 | 12.84% | -21.61% |
| 2008 | 16.38% | 66.63% |
| 2007 | 9.83% | 17.44% |
| 2006 | 8.37% | -51.14% |
| 2005 | 17.13% | -5.04% |
| 2004 | 18.04% | -7.25% |
| 2003 | 19.45% | 11.65% |
| 2002 | 17.42% | 23.72% |
| 2001 | 14.08% | 1.96% |
| 2000 | 13.81% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -96.60% |
CN
|
|
| 57.52% | -96.40% |
IT
|
|
| 21.82% | -98.63% |
IN
|
|
| 26.74% | -98.33% |
IN
|
|
| 20.55% | -98.71% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about United Bancorp, Inc.'s operating margin
What is United Bancorp, Inc.'s operating margin?
United Bancorp, Inc.'s operating margin is 15.98%, as of Nov 2026.
What was United Bancorp, Inc.'s operating margin in 2025?
In 2025, United Bancorp, Inc.'s operating margin was 17.41%, compared with 16.59% in 2024.
How has United Bancorp, Inc.'s operating margin changed since 2020?
From 2020 to 2025, United Bancorp, Inc.'s operating margin was highest in 2021 (35.12%) and lowest in 2024 (16.59%).
How does United Bancorp, Inc.'s operating margin compare with similar companies?
United Bancorp, Inc.'s operating margin (15.98%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.