OptimumBank Holdings, Inc.
OPHC
Rank in Stocks
#19114
OptimumBank Holdings, Inc. operates as the bank holding company for... OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
Share Price
$9.05
Last synced: 2026-11-09
Market Cap
$114.23M
Change (1 day)
2.49%
Change (1 year)
121.81%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for OptimumBank Holdings, Inc. (OPHC)
Operating Margin as of November 2026 TTM: 34.53%
According to OptimumBank Holdings, Inc.'s latest financial reports, its current operating margin (TTM) is 34.53%. At the end of 2025 the company had an operating margin of 31.17%.
Operating Margin history for OptimumBank Holdings, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 34.53% | 10.78% |
| 2025 | 31.17% | 13.59% |
| 2024 | 27.44% | 27.27% |
| 2023 | 21.56% | -8.68% |
| 2022 | 23.61% | -9.05% |
| 2021 | 25.96% | -332.41% |
| 2020 | -11.17% | -48.07% |
| 2019 | -21.51% | -218.25% |
| 2018 | 18.19% | -247.29% |
| 2017 | -12.35% | 44.11% |
| 2016 | -8.57% | -12.28% |
| 2015 | -9.77% | -136.31% |
| 2014 | 26.91% | -120.16% |
| 2013 | -133.45% | 42.38% |
| 2012 | -93.73% | 72.01% |
| 2011 | -54.49% | -31.55% |
| 2010 | -79.60% | -25.41% |
| 2009 | -106.71% | -2,144.25% |
| 2008 | 5.22% | -68.59% |
| 2007 | 16.62% | -15.55% |
| 2006 | 19.68% | -8.80% |
| 2005 | 21.58% | -19.12% |
| 2004 | 26.68% | -40.46% |
| 2003 | 44.81% | 25.98% |
| 2002 | 35.57% | -561.35% |
| 2001 | -7.71% | -93.46% |
| 2000 | -117.80% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.43% |
CN
|
|
| 57.52% | -98.33% |
IT
|
|
| 21.82% | -99.37% |
IN
|
|
| 26.74% | -99.23% |
IN
|
|
| 20.55% | -99.40% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about OptimumBank Holdings, Inc.'s operating margin
What is OptimumBank Holdings, Inc.'s operating margin?
OptimumBank Holdings, Inc.'s operating margin is 34.53%, as of Nov 2026.
What was OptimumBank Holdings, Inc.'s operating margin in 2025?
In 2025, OptimumBank Holdings, Inc.'s operating margin was 31.17%, compared with 27.44% in 2024.
How has OptimumBank Holdings, Inc.'s operating margin changed since 2020?
From 2020 to 2025, OptimumBank Holdings, Inc.'s operating margin was highest in 2025 (31.17%) and lowest in 2020 (-11.17%).
How does OptimumBank Holdings, Inc.'s operating margin compare with similar companies?
OptimumBank Holdings, Inc.'s operating margin (34.53%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.