First Northern Community Bancorp
FNRN
Rank in Stocks
#15283
First Northern Community Bancorp operates as the bank holding company for First... First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits. It also provides commercial, commercial real estate, agriculture, residential mortgage, residential construction, and consumer loans. In addition, the company provides debit and credit cards; investment and brokerage services; alternative investment products, and fiduciary and other financial services; equipment leasing, merchant card processing, payroll, and international banking services through third parties; and other customary banking services. Further, it rents safe deposit boxes. The company operates branches located in the cities of Auburn, Colusa, Davis, Dixon, Fairfield, Orland, Rancho Cordova, Roseville, Sacramento, Vacaville, West Sacramento, Winters, Willows, and Woodland; satellite banking office inside a retirement community in the city of Davis; and residential mortgage loan office in Davis. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California.
Share Price
$16.68
Last synced: 2026-11-09
Market Cap
$271.70M
Change (1 day)
-1.94%
Change (1 year)
34.19%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade First Northern Community Bancorp (FNRN)
Category
Financial Services
Operating Margin for First Northern Community Bancorp (FNRN)
Operating Margin as of November 2026 TTM: 32.61%
According to First Northern Community Bancorp's latest financial reports, its current operating margin (TTM) is 32.61%. At the end of 2025 the company had an operating margin of 31.00%.
Operating Margin history for First Northern Community Bancorp from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 32.61% | 5.19% |
| 2025 | 31.00% | -5.72% |
| 2024 | 32.88% | -10.65% |
| 2023 | 36.80% | 6.70% |
| 2022 | 34.49% | -2.27% |
| 2021 | 35.29% | 20.03% |
| 2020 | 29.40% | -18.99% |
| 2019 | 36.29% | 10.84% |
| 2018 | 32.74% | -7.64% |
| 2017 | 35.45% | 18.52% |
| 2016 | 29.91% | 9.52% |
| 2015 | 27.31% | 16.91% |
| 2014 | 23.36% | 8.20% |
| 2013 | 21.59% | 27.83% |
| 2012 | 16.89% | 69.92% |
| 2011 | 9.94% | 45.32% |
| 2010 | 6.84% | -173.00% |
| 2009 | -9.37% | -12.67% |
| 2008 | -10.73% | -157.41% |
| 2007 | 18.69% | -28.66% |
| 2006 | 26.20% | -9.37% |
| 2005 | 28.91% | 3.81% |
| 2004 | 27.85% | 11.58% |
| 2003 | 24.96% | -1.46% |
| 2002 | 25.33% | 3.30% |
| 2001 | 24.52% | 3.72% |
| 2000 | 23.64% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.33% |
CN
|
|
| 57.52% | -98.24% |
IT
|
|
| 21.82% | -99.33% |
IN
|
|
| 26.74% | -99.18% |
IN
|
|
| 20.55% | -99.37% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about First Northern Community Bancorp's operating margin
What is First Northern Community Bancorp's operating margin?
First Northern Community Bancorp's operating margin is 32.61%, as of Nov 2026.
What was First Northern Community Bancorp's operating margin in 2025?
In 2025, First Northern Community Bancorp's operating margin was 31.00%, compared with 32.88% in 2024.
How has First Northern Community Bancorp's operating margin changed since 2020?
From 2020 to 2025, First Northern Community Bancorp's operating margin was highest in 2023 (36.80%) and lowest in 2020 (29.40%).
How does First Northern Community Bancorp's operating margin compare with similar companies?
First Northern Community Bancorp's operating margin (32.61%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.