Civista Bancshares, Inc.
CIVB
Rank in Stocks
#11181
Serving as the financial holding company for Civista Bank, Civista Bancshares,... Serving as the financial holding company for Civista Bank, Civista Bancshares, Inc. delivers comprehensive community banking services. The company actively gathers various customer deposits and provides a broad spectrum of lending products, encompassing commercial, agricultural, residential and commercial real estate, farm real estate, and construction loans, as well as consumer credit and letters of credit. Beyond banking, it also acquires securities and offers trust services alongside third-party insurance. With approximately 42 branch locations, Civista Bancshares extends its reach across Northern, Central, Southwestern, and Northwestern Ohio, in addition to Southeastern Indiana and Northern Kentucky. Founded in 1884, the company is headquartered in Sandusky, Ohio, and officially changed its name from First Citizens Banc Corp to Civista Bancshares, Inc. in May 2015.
Share Price
$28.77
Last synced: 2026-11-09
Market Cap
$595.88M
Change (1 day)
1.45%
Change (1 year)
31.73%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Civista Bancshares, Inc. (CIVB)
Category
Financial Services
Operating Margin for Civista Bancshares, Inc. (CIVB)
Operating Margin as of November 2026 TTM: 15.14%
According to Civista Bancshares, Inc.'s latest financial reports, its current operating margin (TTM) is 15.14%. At the end of 2025 the company had an operating margin of 21.66%.
Operating Margin history for Civista Bancshares, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 15.14% | -30.10% |
| 2025 | 21.66% | 43.25% |
| 2024 | 15.12% | -35.02% |
| 2023 | 23.27% | -24.33% |
| 2022 | 30.75% | -14.70% |
| 2021 | 36.05% | 22.49% |
| 2020 | 29.43% | -11.75% |
| 2019 | 33.35% | 80.37% |
| 2018 | 18.49% | -38.39% |
| 2017 | 30.01% | -13.01% |
| 2016 | 34.50% | 26.61% |
| 2015 | 27.25% | 26.80% |
| 2014 | 21.49% | 60.13% |
| 2013 | 13.42% | 5.34% |
| 2012 | 12.74% | 54.42% |
| 2011 | 8.25% | -265.00% |
| 2010 | -5.00% | -330.41% |
| 2009 | 2.17% | -104.17% |
| 2008 | -52.06% | -402.15% |
| 2007 | 17.23% | 2.56% |
| 2006 | 16.80% | -12.32% |
| 2005 | 19.16% | 13.84% |
| 2004 | 16.83% | -10.48% |
| 2003 | 18.80% | -19.80% |
| 2002 | 23.44% | 33.56% |
| 2001 | 17.55% | -10.60% |
| 2000 | 19.63% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -96.41% |
CN
|
|
| 57.52% | -96.20% |
IT
|
|
| 21.82% | -98.56% |
IN
|
|
| 26.74% | -98.23% |
IN
|
|
| 20.55% | -98.64% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Civista Bancshares, Inc.'s operating margin
What is Civista Bancshares, Inc.'s operating margin?
Civista Bancshares, Inc.'s operating margin is 15.14%, as of Nov 2026.
What was Civista Bancshares, Inc.'s operating margin in 2025?
In 2025, Civista Bancshares, Inc.'s operating margin was 21.66%, compared with 15.12% in 2024.
How has Civista Bancshares, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Civista Bancshares, Inc.'s operating margin was highest in 2021 (36.05%) and lowest in 2024 (15.12%).
How does Civista Bancshares, Inc.'s operating margin compare with similar companies?
Civista Bancshares, Inc.'s operating margin (15.14%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.