BayFirst Financial Corp.
BAFN
Rank in Stocks
#25654
Founded in 1999 and headquartered in Saint Petersburg, Florida, BayFirst... Founded in 1999 and headquartered in Saint Petersburg, Florida, BayFirst Financial Corp. functions as the parent entity for First Home Bank. This financial institution offers a comprehensive array of commercial and consumer banking solutions for both businesses and individual clients. Its product portfolio includes various deposit accounts such as checking, savings, and certificates of deposit. Borrowers can access a range of home financing options, including residential mortgages, home equity loans, and home equity lines of credit. For businesses, specialized lending programs are available, encompassing minority lending initiatives, PPP loan forgiveness services, SBA loans, and general commercial lending. Furthermore, the company provides treasury management, merchant services, online banking, investment products, and credit cards. As of January 26, 2022, BayFirst Financial Corp. operated seven full-service branch locations across Florida in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, and Belleair Bluffs, alongside 23 mortgage loan production offices. The firm adopted its current name in May 2021, having previously operated as First Home Bancorp, Inc.
Share Price
$6.00
Last synced: 2026-11-09
Market Cap
$24.64M
Change (1 day)
4.90%
Change (1 year)
-27.27%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for BayFirst Financial Corp. (BAFN)
Operating Margin as of November 2026 TTM: -85.18%
According to BayFirst Financial Corp.'s latest financial reports, its current operating margin (TTM) is -85.18%. At the end of 2025 the company had an operating margin of -29.59%.
Operating Margin history for BayFirst Financial Corp. from 2013 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | -85.18% | 187.87% |
| 2025 | -29.59% | -318.22% |
| 2024 | 13.56% | 87.03% |
| 2023 | 7.25% | -31.60% |
| 2022 | 10.60% | -42.70% |
| 2021 | 18.50% | 57.18% |
| 2020 | 11.77% | 40.12% |
| 2019 | 8.40% | -342.07% |
| 2018 | -3.47% | -121.71% |
| 2017 | 15.98% | -51.63% |
| 2016 | 33.04% | -12.24% |
| 2015 | 37.65% | 221.25% |
| 2014 | 11.72% | -421.98% |
| 2013 | -3.64% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -100.64% |
CN
|
|
| 57.52% | -100.68% |
IT
|
|
| 21.82% | -100.26% |
IN
|
|
| 26.74% | -100.31% |
IN
|
|
| 20.55% | -100.24% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about BayFirst Financial Corp.'s operating margin
What is BayFirst Financial Corp.'s operating margin?
BayFirst Financial Corp.'s operating margin is -85.18%, as of Nov 2026.
What was BayFirst Financial Corp.'s operating margin in 2025?
In 2025, BayFirst Financial Corp.'s operating margin was -29.59%, compared with 13.56% in 2024.
How has BayFirst Financial Corp.'s operating margin changed since 2020?
From 2020 to 2025, BayFirst Financial Corp.'s operating margin was highest in 2021 (18.50%) and lowest in 2025 (-29.59%).
How does BayFirst Financial Corp.'s operating margin compare with similar companies?
BayFirst Financial Corp.'s operating margin (-85.18%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.