The Tochigi Bank, Ltd.
8550
Rank in Stocks
#11641
The Tochigi Bank, Ltd. delivers a comprehensive range of banking products and... The Tochigi Bank, Ltd. delivers a comprehensive range of banking products and financial services to both individual and business customers throughout Japan. Its diverse deposit portfolio includes everyday options like ordinary, savings, and general accounts, alongside specialized offerings such as time deposits, foreign currency time deposits, property accumulation deposits, and WEB accounts. For its clientele, the bank extends various lending solutions, including mortgage, remodeling, school, housing, car, and bank card loans. Furthermore, it offers asset management services, insurance policies, and pension products. As of March 31, 2021, The Tochigi Bank operated through 86 offices, 6 loan plazas, and a network of 335 ATMs situated in 199 different locations. Founded in 1942, the institution was formerly known as Tochigi Mutual Bank Co., Ltd. before changing its name to The Tochigi Bank, Ltd. in 1989. It is headquartered in Utsunomiya, Japan.
Share Price
$5.22
Last synced: 2026-11-10
Market Cap
$543.12M
Change (1 day)
4.57%
Change (1 year)
38.30%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade The Tochigi Bank, Ltd. (8550)
Category
Financial Services
Operating Margin for The Tochigi Bank, Ltd. (8550)
Operating Margin as of November 2026 TTM: 19.48%
According to The Tochigi Bank, Ltd.'s latest financial reports, its current operating margin (TTM) is 19.48%. At the end of 2025 the company had an operating margin of -58.52%.
Operating Margin history for The Tochigi Bank, Ltd. from 2005 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 19.48% | -133.29% |
| 2025 | -58.52% | -815.40% |
| 2024 | 8.18% | -19.01% |
| 2023 | 10.10% | -14.26% |
| 2022 | 11.78% | 0.51% |
| 2021 | 11.72% | 10.25% |
| 2020 | 10.63% | 40.61% |
| 2019 | 7.56% | -54.10% |
| 2018 | 16.47% | -39.31% |
| 2017 | 27.14% | -24.55% |
| 2016 | 35.97% | -12.84% |
| 2015 | 41.27% | 41.58% |
| 2014 | 29.15% | 59.20% |
| 2013 | 18.31% | 157.89% |
| 2012 | 7.10% | -60.95% |
| 2011 | 18.18% | -12.17% |
| 2010 | 20.70% | -162.14% |
| 2009 | -33.31% | -292.54% |
| 2008 | 17.30% | -19.12% |
| 2007 | 21.39% | 46.21% |
| 2006 | 14.63% | 90.49% |
| 2005 | 7.68% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.21% |
CN
|
|
| 57.52% | -97.05% |
IT
|
|
| 21.82% | -98.88% |
IN
|
|
| 26.74% | -98.63% |
IN
|
|
| 20.55% | -98.95% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about The Tochigi Bank, Ltd.'s operating margin
What is The Tochigi Bank, Ltd.'s operating margin?
The Tochigi Bank, Ltd.'s operating margin is 19.48%, as of Nov 2026.
What was The Tochigi Bank, Ltd.'s operating margin in 2025?
In 2025, The Tochigi Bank, Ltd.'s operating margin was -58.52%, compared with 8.18% in 2024.
How has The Tochigi Bank, Ltd.'s operating margin changed since 2020?
From 2020 to 2025, The Tochigi Bank, Ltd.'s operating margin was highest in 2022 (11.78%) and lowest in 2025 (-58.52%).
How does The Tochigi Bank, Ltd.'s operating margin compare with similar companies?
The Tochigi Bank, Ltd.'s operating margin (19.48%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.