W.T.B. Financial Corporation
WTBFA
Rank in Stocks
#6657
W.T.B. Financial Corporation functions as the parent company for Washington... W.T.B. Financial Corporation functions as the parent company for Washington Trust Bank, delivering a full spectrum of financial services to both business and individual clients. These offerings encompass traditional banking, fiduciary duties, asset management, and mortgage lending. Its diverse selection of deposit accounts includes checking, savings, and money market options, alongside specialized products like health savings accounts (HSAs), individual retirement accounts (IRAs), analyzed accounts, and certificates of deposit (CDs). The corporation also extends a variety of credit solutions, such as credit and debit cards; loans for homes, vehicles (cars, boats, motorcycles, RVs), home equity, equipment, debt refinancing, term loans, and agriculture; and specialized financing products like SBA and commercial real estate loans. Furthermore, it provides flexible revolving, personal, and home equity lines of credit. Beyond core banking, W.T.B. Financial offers investment products and advisory services, including retirement planning, mutual funds, stocks and bonds, life and long-term care insurance, annuities, brokerage services, general financial planning, and education funding strategies. Its comprehensive wealth management services feature investment and portfolio management, administration for charitable and nonprofit entities, estate settlement, family office support, trust administration, retirement planning, and employee benefits administration, coupled with custody services. Additional services include digital wallets, remote deposit, merchant services, treasury management, private banking, and robust online and mobile banking platforms. For international trade, the company provides documentary and standby letters of credit, documentary collection, foreign exchange products, foreign accounts receivable insurance, and SBA export loan guaranty programs. The institution operates through a network of 42 branches and offices distributed across Washington, Idaho, and Oregon. Founded in 1902, the company's corporate headquarters are located in Spokane, Washington.
Share Price
$680.60
Last synced: 2026-11-10
Market Cap
$1.64B
Change (1 day)
0.00%
Change (1 year)
16.34%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade W.T.B. Financial Corporation (WTBFA)
Category
Financial Services
Operating Margin for W.T.B. Financial Corporation (WTBFA)
Operating Margin as of November 2026 TTM: 27.12%
According to W.T.B. Financial Corporation's latest financial reports, its current operating margin (TTM) is 27.12%. At the end of 2025 the company had an operating margin of 21.32%.
Operating Margin history for W.T.B. Financial Corporation from 2012 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 27.12% | 27.20% |
| 2025 | 21.32% | 69.61% |
| 2024 | 12.57% | -12.53% |
| 2023 | 14.37% | -61.16% |
| 2022 | 37.00% | 8.82% |
| 2021 | 34.00% | 23.23% |
| 2020 | 27.59% | -16.60% |
| 2019 | 33.08% | -4.72% |
| 2018 | 34.72% | 3.33% |
| 2017 | 33.60% | -1.00% |
| 2016 | 33.94% | -1.77% |
| 2015 | 34.55% | 0.20% |
| 2014 | 34.48% | -5.25% |
| 2013 | 36.39% | 16.15% |
| 2012 | 31.33% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.00% |
CN
|
|
| 57.52% | -97.88% |
IT
|
|
| 21.82% | -99.20% |
IN
|
|
| 26.74% | -99.01% |
IN
|
|
| 20.55% | -99.24% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about W.T.B. Financial Corporation's operating margin
What is W.T.B. Financial Corporation's operating margin?
W.T.B. Financial Corporation's operating margin is 27.12%, as of Nov 2026.
What was W.T.B. Financial Corporation's operating margin in 2025?
In 2025, W.T.B. Financial Corporation's operating margin was 21.32%, compared with 12.57% in 2024.
How has W.T.B. Financial Corporation's operating margin changed since 2020?
From 2020 to 2025, W.T.B. Financial Corporation's operating margin was highest in 2022 (37.00%) and lowest in 2024 (12.57%).
How does W.T.B. Financial Corporation's operating margin compare with similar companies?
W.T.B. Financial Corporation's operating margin (27.12%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.