Versailles Financial Corporation
VERF
Rank in Stocks
#28339
Versailles Financial Corporation serves as the parent holding company for... Versailles Financial Corporation serves as the parent holding company for Versailles Savings and Loan Company, a financial institution primarily focused on delivering a range of banking products and services to customers across Darke and Shelby counties. Its comprehensive suite of deposit offerings features checking, money market, passbook savings, and statement savings accounts, alongside time deposits, business accounts, IRAs, and certificates of deposit. The corporation extends a variety of lending solutions. These include diverse real estate loans like fixed and variable-rate mortgages, construction/permanent financing, home improvement loans, and building lot loans, in addition to specialized first-time home buyer programs. For individuals, it provides consumer and personal loans covering new and used vehicles (cars, light trucks, motorcycles, watercraft, and recreational vehicles). Commercial lending options are also available. Further enhancing customer convenience, the company issues debit cards and offers robust online banking services. With roots tracing back to its founding in 1887, Versailles Financial Corporation is headquartered in Versailles, Ohio.
Share Price
$32.22
Last synced: 2026-11-06
Market Cap
$11.40M
Change (1 day)
0.00%
Change (1 year)
46.45%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Versailles Financial Corporation (VERF)
Category
Financial Services
Operating Margin for Versailles Financial Corporation (VERF)
Operating Margin as of November 2026 TTM: 21.81%
According to Versailles Financial Corporation's latest financial reports, its current operating margin (TTM) is 21.81%. At the end of 2025 the company had an operating margin of 47.38%.
Operating Margin history for Versailles Financial Corporation from 2009 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 21.81% | -53.97% |
| 2025 | 47.38% | 79.54% |
| 2024 | 26.39% | -45.98% |
| 2023 | 48.85% | 241.13% |
| 2022 | 14.32% | 21.05% |
| 2021 | 11.83% | -43.34% |
| 2020 | 20.88% | -23.32% |
| 2019 | 27.23% | 3.58% |
| 2018 | 26.29% | -460.14% |
| 2017 | -7.30% | -159.89% |
| 2016 | 12.19% | -43.82% |
| 2015 | 21.70% | 100.93% |
| 2014 | 10.80% | -31.34% |
| 2012 | 15.73% | -24.16% |
| 2011 | 20.74% | 9.27% |
| 2010 | 18.98% | 3.60% |
| 2009 | 18.32% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.51% |
CN
|
|
| 57.52% | -97.36% |
IT
|
|
| 21.82% | -99.00% |
IN
|
|
| 26.74% | -98.77% |
IN
|
|
| 20.55% | -99.06% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Versailles Financial Corporation's operating margin
What is Versailles Financial Corporation's operating margin?
Versailles Financial Corporation's operating margin is 21.81%, as of Nov 2026.
What was Versailles Financial Corporation's operating margin in 2025?
In 2025, Versailles Financial Corporation's operating margin was 47.38%, compared with 26.39% in 2024.
How has Versailles Financial Corporation's operating margin changed since 2020?
From 2020 to 2025, Versailles Financial Corporation's operating margin was highest in 2023 (48.85%) and lowest in 2021 (11.83%).
How does Versailles Financial Corporation's operating margin compare with similar companies?
Versailles Financial Corporation's operating margin (21.81%) is higher than that of 1 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.