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UPAY, Inc. UPAY, Inc.

UPAY, Inc.

UPYY
Rank in Stocks #30684
Established in Dallas, Texas, in 2008, UPAY, Inc. delivers a range of software... Established in Dallas, Texas, in 2008, UPAY, Inc. delivers a range of software solutions and services, with a primary focus on the lending industry. The company's core product is the Automated Credit Provider Administration System (ACPAS), a web-based platform for client and loan management, specifically designed for registered lenders operating in South Africa. UPAY also provides a cloud-based loan origination system, enabling its customers to efficiently issue loans, retail various products, manage bill payments, or process recurring subscriptions under defined terms. Complementing its software offerings, the company develops custom websites for clients, resells credit bureau information, acts as an agent for a registered insurance carrier, and serves as a third-party payment processor for debit order transactions. Furthermore, UPAY undertakes custom software development projects and offers general administrative staffing support to a diverse clientele, including businesses with physical branches and those operating entirely online lending platforms.
Share Price
$0.9
Last synced: 2026-08-17
Market Cap
$15.90M
Change (1 day)
0.00%
Change (1 year)
-9.08%
Country
US
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Operating Margin for UPAY, Inc. (UPYY)
Operating Margin as of 2026 TTM: 0.00%
According to UPAY, Inc. latest financial reports and stock price the company's current Operating Margin (TTM) is 0.00%. At the end of 2026 the company had an Operating Margin of 0.00%.
Operating Margin history for UPAY, Inc. from 2026 to 2026
Operating Margin at the end of each year
Year Operating Margin Change
Not enough data for the provided dates.
Operating Margin for similar companies or competitors
Company Operating Margin Operating Margin Difference Country
25.80% -
DE
0.00% -
CA
21.94% -
US
12.47% -
US
11.40% -
US
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.