Unity Bancorp, Inc.
UNTY
Rank in Stocks
#11242
As the parent entity of Unity Bank, Unity Bancorp, Inc. delivers a... As the parent entity of Unity Bank, Unity Bancorp, Inc. delivers a comprehensive range of commercial and retail banking solutions, catering to individual consumers, small and mid-sized enterprises, and professional organizations. Its product portfolio encompasses various deposit accounts, such as personal and business checking, certificates of deposit (time deposits), money market accounts, and traditional savings accounts, alongside both interest-earning and non-interest-bearing demand deposit options. Furthermore, the bank extends a variety of lending products, including Small Business Administration (SBA) loans, commercial financing, and consumer credit facilities, which feature residential mortgages, home equity lines of credit and loans, residential construction financing, and personal loans. Customers can access these services both online and through its network of nineteen physical branches, strategically situated across Bergen, Hunterdon, Middlesex, Somerset, Union, and Warren counties in New Jersey, and Northampton County in Pennsylvania. Established in 1991, Unity Bancorp, Inc. maintains its corporate headquarters in Clinton, New Jersey.
Share Price
$58.48
Last synced: 2026-11-09
Market Cap
$587.29M
Change (1 day)
2.20%
Change (1 year)
21.05%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Unity Bancorp, Inc. (UNTY)
Category
Financial Services
Operating Margin for Unity Bancorp, Inc. (UNTY)
Operating Margin as of November 2026 TTM: 39.04%
According to Unity Bancorp, Inc.'s latest financial reports, its current operating margin (TTM) is 39.04%. At the end of 2025 the company had an operating margin of 40.08%.
Operating Margin history for Unity Bancorp, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 39.04% | -2.59% |
| 2025 | 40.08% | 20.18% |
| 2024 | 33.35% | -5.15% |
| 2023 | 35.16% | -25.98% |
| 2022 | 47.50% | -5.47% |
| 2021 | 50.25% | 46.97% |
| 2020 | 34.19% | -5.13% |
| 2019 | 36.04% | 0.90% |
| 2018 | 35.72% | 0.20% |
| 2017 | 35.65% | -4.17% |
| 2016 | 37.20% | 27.84% |
| 2015 | 29.10% | 34.35% |
| 2014 | 21.66% | 14.36% |
| 2013 | 18.94% | 22.51% |
| 2012 | 15.46% | 106.13% |
| 2011 | 7.50% | 30.21% |
| 2010 | 5.76% | -257.81% |
| 2009 | -3.65% | -178.83% |
| 2008 | 4.63% | -62.11% |
| 2007 | 12.22% | -29.32% |
| 2006 | 17.29% | -26.58% |
| 2005 | 23.55% | -5.04% |
| 2004 | 24.80% | 13.19% |
| 2003 | 21.91% | 21.52% |
| 2002 | 18.03% | 217.99% |
| 2001 | 5.67% | -139.87% |
| 2000 | -14.22% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.61% |
CN
|
|
| 57.52% | -98.53% |
IT
|
|
| 21.82% | -99.44% |
IN
|
|
| 26.74% | -99.32% |
IN
|
|
| 20.55% | -99.47% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Unity Bancorp, Inc.'s operating margin
What is Unity Bancorp, Inc.'s operating margin?
Unity Bancorp, Inc.'s operating margin is 39.04%, as of Nov 2026.
What was Unity Bancorp, Inc.'s operating margin in 2025?
In 2025, Unity Bancorp, Inc.'s operating margin was 40.08%, compared with 33.35% in 2024.
How has Unity Bancorp, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Unity Bancorp, Inc.'s operating margin was highest in 2021 (50.25%) and lowest in 2024 (33.35%).
How does Unity Bancorp, Inc.'s operating margin compare with similar companies?
Unity Bancorp, Inc.'s operating margin (39.04%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.