Union Bankshares, Inc.
UNB
Rank in Stocks
#19142
Union Bankshares, Inc., established in 1891 and based in Morrisville, Vermont,... Union Bankshares, Inc., established in 1891 and based in Morrisville, Vermont, serves as the holding company for Union Bank. This institution provides a comprehensive suite of retail, commercial, and municipal banking services across northern Vermont and New Hampshire. For individuals, offerings include various deposit accounts like checking, savings, money market, and specialized retirement/health savings accounts, in addition to certificates of deposit. Lending products encompass residential construction, mortgage, and home improvement loans. Business clients can access commercial real estate loans, financing for plant and equipment, working capital, and real estate renovation, alongside Small Business Administration (SBA) guaranteed loans. The company further delivers sophisticated cash management tools, merchant credit card processing, remote deposit capture, and business checking accounts, complemented by standby letters of credit. Additional services include asset management, fiduciary, and trust provisions. Customers manage their finances through a network of 18 banking offices, 3 loan centers, and numerous ATMs, supported by extensive telephone, internet, and mobile banking capabilities, debit cards, and online mortgage application services.
Share Price
$22.95
Last synced: 2026-11-09
Market Cap
$113.51M
Change (1 day)
-0.04%
Change (1 year)
1.32%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Union Bankshares, Inc. (UNB)
Category
Financial Services
Operating Margin for Union Bankshares, Inc. (UNB)
Operating Margin as of November 2026 TTM: 15.29%
According to Union Bankshares, Inc.'s latest financial reports, its current operating margin (TTM) is 15.29%. At the end of 2025 the company had an operating margin of 13.78%.
Operating Margin history for Union Bankshares, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 15.29% | 10.96% |
| 2025 | 13.78% | 17.68% |
| 2024 | 11.71% | -38.82% |
| 2023 | 19.14% | -33.38% |
| 2022 | 28.73% | -5.12% |
| 2021 | 30.28% | 4.92% |
| 2020 | 28.86% | 7.13% |
| 2019 | 26.94% | 34.50% |
| 2018 | 20.03% | -36.17% |
| 2017 | 31.38% | 2.85% |
| 2016 | 30.51% | -0.29% |
| 2015 | 30.60% | 4.33% |
| 2014 | 29.33% | 5.62% |
| 2013 | 27.77% | 14.66% |
| 2012 | 24.22% | 12.70% |
| 2011 | 21.49% | -15.96% |
| 2010 | 25.57% | 29.27% |
| 2009 | 19.78% | -9.31% |
| 2008 | 21.81% | -13.28% |
| 2007 | 25.15% | -12.82% |
| 2006 | 28.85% | -12.71% |
| 2005 | 33.05% | -4.53% |
| 2004 | 34.62% | 9.31% |
| 2003 | 31.67% | 12.42% |
| 2002 | 28.17% | 12.41% |
| 2001 | 25.06% | 0.97% |
| 2000 | 24.82% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -96.45% |
CN
|
|
| 57.52% | -96.24% |
IT
|
|
| 21.82% | -98.57% |
IN
|
|
| 26.74% | -98.25% |
IN
|
|
| 20.55% | -98.66% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Union Bankshares, Inc.'s operating margin
What is Union Bankshares, Inc.'s operating margin?
Union Bankshares, Inc.'s operating margin is 15.29%, as of Nov 2026.
What was Union Bankshares, Inc.'s operating margin in 2025?
In 2025, Union Bankshares, Inc.'s operating margin was 13.78%, compared with 11.71% in 2024.
How has Union Bankshares, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Union Bankshares, Inc.'s operating margin was highest in 2021 (30.28%) and lowest in 2024 (11.71%).
How does Union Bankshares, Inc.'s operating margin compare with similar companies?
Union Bankshares, Inc.'s operating margin (15.29%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.