United Bancorporation of Alabama, Inc.
UBAB
Rank in Stocks
#16895
United Bancorporation of Alabama, Inc. operates as the parent entity for United... United Bancorporation of Alabama, Inc. operates as the parent entity for United Bank, delivering a full spectrum of commercial banking solutions. The company provides a diverse range of deposit products, including checking, savings, certificates of deposit, and individual retirement accounts. For businesses, it offers specialized programs, comprehensive business solutions, merchant services, and efficient cash management tools. Its lending portfolio encompasses personal loans, various business loans, lines of credit, and equipment financing. Additionally, the firm supports the agricultural community with real estate and agribusiness loans, alongside working lines of credit and overdraft services. Clients can also access conveniences such as debit cards, prepaid cards, Visa credit cards, gift cards, and safe deposit boxes. Further offerings include check cashing, check reordering, remote and mobile deposit options, secure personal storage compartments, web payment functionalities, and a suite of insurance, investment, and brokerage products, all complemented by robust online and mobile banking platforms. Founded in 1904, United Bancorporation of Alabama, Inc. is headquartered in Atmore, Alabama.
Share Price
$62.00
Last synced: 2026-11-09
Market Cap
$189.43M
Change (1 day)
-0.32%
Change (1 year)
15.33%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade United Bancorporation of Alabama, Inc. (UBAB)
Category
Financial Services
Operating Margin for United Bancorporation of Alabama, Inc. (UBAB)
Operating Margin as of November 2026 TTM: 29.52%
According to United Bancorporation of Alabama, Inc.'s latest financial reports, its current operating margin (TTM) is 29.52%. At the end of 2025 the company had an operating margin of 27.51%.
Operating Margin history for United Bancorporation of Alabama, Inc. from 2003 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 29.52% | 7.31% |
| 2025 | 27.51% | -29.43% |
| 2024 | 38.98% | -19.65% |
| 2023 | 48.51% | 19.16% |
| 2022 | 40.71% | -6.18% |
| 2021 | 43.39% | 23.90% |
| 2020 | 35.02% | 6.77% |
| 2019 | 32.80% | -10.43% |
| 2018 | 36.62% | 57.23% |
| 2017 | 23.29% | 10.90% |
| 2016 | 21.00% | 12.72% |
| 2015 | 18.63% | 33.26% |
| 2014 | 13.98% | 5.11% |
| 2013 | 13.30% | 96.75% |
| 2012 | 6.76% | 2.27% |
| 2011 | 6.61% | -183.57% |
| 2010 | -7.91% | -72.26% |
| 2009 | -28.51% | -11,065.38% |
| 2008 | 0.26% | -89.92% |
| 2007 | 2.58% | -82.03% |
| 2006 | 14.36% | -18.87% |
| 2005 | 17.70% | 11.32% |
| 2004 | 15.90% | -4.68% |
| 2003 | 16.68% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.16% |
CN
|
|
| 57.52% | -98.05% |
IT
|
|
| 21.82% | -99.26% |
IN
|
|
| 26.74% | -99.09% |
IN
|
|
| 20.55% | -99.30% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about United Bancorporation of Alabama, Inc.'s operating margin
What is United Bancorporation of Alabama, Inc.'s operating margin?
United Bancorporation of Alabama, Inc.'s operating margin is 29.52%, as of Nov 2026.
What was United Bancorporation of Alabama, Inc.'s operating margin in 2025?
In 2025, United Bancorporation of Alabama, Inc.'s operating margin was 27.51%, compared with 38.98% in 2024.
How has United Bancorporation of Alabama, Inc.'s operating margin changed since 2020?
From 2020 to 2025, United Bancorporation of Alabama, Inc.'s operating margin was highest in 2023 (48.51%) and lowest in 2025 (27.51%).
How does United Bancorporation of Alabama, Inc.'s operating margin compare with similar companies?
United Bancorporation of Alabama, Inc.'s operating margin (29.52%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.