Texas Community Bancshares, Inc.
TCBS
Rank in Stocks
#22818
Texas Community Bancshares, Inc. operates as the parent company for Mineola... Texas Community Bancshares, Inc. operates as the parent company for Mineola Community Bank, S.S.B., delivering a comprehensive suite of financial products and services. These offerings serve both individual consumers and businesses throughout Mineola, Texas, its surrounding communities, and the broader Dallas-Fort Worth metropolitan area. The bank offers various deposit accounts, such as traditional checking and savings, certificates of deposit, and individual retirement accounts. Its lending portfolio predominantly includes mortgages for one-to-four family residences, as well as commercial real estate, construction, and land development loans. Further credit options are available for agricultural endeavors, general commercial needs, and a range of consumer purposes, including vehicle, boat, and unsecured personal loans. Beyond core banking activities, the company also engages in securities investments. Customers can additionally access services like sweep accounts, secure safe deposit boxes, various card solutions, and convenient online and mobile banking platforms. Established in 1934, Texas Community Bancshares, Inc. maintains its corporate headquarters in Mineola, Texas.
Share Price
$17.15
Last synced: 2026-11-09
Market Cap
$49.27M
Change (1 day)
0.29%
Change (1 year)
7.66%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Texas Community Bancshares, Inc. (TCBS)
Category
Financial Services
Operating Margin for Texas Community Bancshares, Inc. (TCBS)
Operating Margin as of November 2026 TTM: 14.84%
According to Texas Community Bancshares, Inc.'s latest financial reports, its current operating margin (TTM) is 14.84%. At the end of 2025 the company had an operating margin of 13.16%.
Operating Margin history for Texas Community Bancshares, Inc. from 2019 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 14.84% | 12.77% |
| 2025 | 13.16% | -253.92% |
| 2024 | -8.55% | 76.29% |
| 2023 | -4.85% | -132.14% |
| 2022 | 15.09% | 202.40% |
| 2021 | 4.99% | -34.51% |
| 2020 | 7.62% | -31.04% |
| 2019 | 11.05% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -96.34% |
CN
|
|
| 57.52% | -96.12% |
IT
|
|
| 21.82% | -98.53% |
IN
|
|
| 26.74% | -98.20% |
IN
|
|
| 20.55% | -98.62% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Texas Community Bancshares, Inc.'s operating margin
What is Texas Community Bancshares, Inc.'s operating margin?
Texas Community Bancshares, Inc.'s operating margin is 14.84%, as of Nov 2026.
What was Texas Community Bancshares, Inc.'s operating margin in 2025?
In 2025, Texas Community Bancshares, Inc.'s operating margin was 13.16%, compared with -8.55% in 2024.
How has Texas Community Bancshares, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Texas Community Bancshares, Inc.'s operating margin was highest in 2022 (15.09%) and lowest in 2024 (-8.55%).
How does Texas Community Bancshares, Inc.'s operating margin compare with similar companies?
Texas Community Bancshares, Inc.'s operating margin (14.84%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.